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			<title>Consumer News Examiner</title>
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			<description></description>
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			<pubDate>Mon, 23 Nov 2009 04:18:55 -0700</pubDate>
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				<title>Black Friday Report: Regifting becoming endangered habit</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d20-Regifting-may-be-an-endangered-habit?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 Black Friday, Cyber Monday holiday shoppers likely aren&apos;t shopping for you There&apos;s going to be a lot less to regift this holiday season if Black Friday shopping projections are any indication. Blame it on a stingy Santa. By a wide margin, 66 percent...
				
				
				</description>
				
				<category>smart spending</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>holiday</category>
				
				<category>online shopping</category>
				
				<category>internet</category>
				
				<pubDate>Fri, 20 Nov 2009 14:05:54 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d20-Regifting-may-be-an-endangered-habit?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Checking account fees latest bank industry gouge</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d17-Checking-account-fees-latest-bank-industry-gouge?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				Stiff overdraft fees on ATM and credit charges?Higher interest rates on credit cards?Slashed credit limits on credit cards and home equity loans?Meet higher checking account fees.The latest effort to make consumers pay for poor management in the cons...
				
				
				</description>
				
				<category>smart spending</category>
				
				<category>personal finance</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>saving money</category>
				
				<pubDate>Tue, 17 Nov 2009 10:51:20 -0700</pubDate>
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				<title>Overdraft fee rule latest short-term money-maker for banks</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d16-Overdraft-fee-rule-latest-shortterm-moneymaker-for-banks?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				  Unfortunately, banks still have plenty of time to soak consumers with overdraft fees. The Federal Reserve recently published llong-expected and much-needed rule that requires banks and credit unions to get consumers&apos; permission before charging over...
				
				
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				<category>consumer law</category>
				
				<category>smart spending</category>
				
				<category>personal finance</category>
				
				<category>credit cards</category>
				
				<category>credit</category>
				
				<category>news</category>
				
				<category>banking</category>
				
				<category>saving money</category>
				
				<pubDate>Mon, 16 Nov 2009 09:31:50 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d16-Overdraft-fee-rule-latest-shortterm-moneymaker-for-banks?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Credit card issuers continue to squeeze consumers</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d13-Credit-card-issuers-continue-to-squeeze-consumers?cid=exrss-Consumer-News-Examiner</link>
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				    More Credit Card News       Credit CARD Act of 2009     Credit card companies circle like sharks     Consumers shredding credit cards     Credit CARD Act reform          Finding the best credit cards                         In many cases, the maj...
				
				
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				<category>consumer law</category>
				
				<category>credit cards</category>
				
				<category>credit</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>banking</category>
				
				<category>saving money</category>
				
				<pubDate>Fri, 13 Nov 2009 13:35:44 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d13-Credit-card-issuers-continue-to-squeeze-consumers?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Health care bill barely passes the U.S. House</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d8-Health-care-bill-barely-passes-the-US-House?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				With the support of older consumers and medical professionals, a $1.2 trillion health care bill squeaked past during a rare Saturday session of the U.S. House of Representatives.The overwhelming partisan 220-215 vote came from 219 Democrats and one R...
				
				
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				<category>consumer law</category>
				
				<category>health</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>medicine</category>
				
				<pubDate>Sun, 08 Nov 2009 13:05:56 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d8-Health-care-bill-barely-passes-the-US-House?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Obama signs expanded home buyer tax credit law</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d6-Obama-signs-expanded-home-buyer-tax-credit-law?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 More details on expanded homebuyer tax credit President Barack Obama, this morning, signed legislation that extends a first time home buyer tax credit and extends a smaller tax credit to move-up and other buyers. The extension and expansion of the p...
				
				
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				<category>consumer law</category>
				
				<category>recession</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>real estate</category>
				
				<category>home</category>
				
				<category>saving money</category>
				
				<category>taxes</category>
				
				<pubDate>Fri, 06 Nov 2009 14:58:36 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d6-Obama-signs-expanded-home-buyer-tax-credit-law?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Home buyer tax credit wins approval, President to sign</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d5-Home-buyer-tax-credit-wins-approval-President-to-sign?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 The first-time home buyer tax credit extension and expansion has won Congressional approval and is on its way to President Barack Obama. He&apos;s expected to sign the measure as early as tomorrow. The U.S. House of Representatives, this morning, voted 4...
				
				
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				<category>recession</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>real estate</category>
				
				<category>home</category>
				
				<category>saving money</category>
				
				<category>employment</category>
				
				<category>taxes</category>
				
				<pubDate>Thu, 05 Nov 2009 13:13:22 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d5-Home-buyer-tax-credit-wins-approval-President-to-sign?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Needed &apos;Expedited CARD Reform for Consumers Act&apos; passes House</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d5-Needed-Expedited-CARD-Reform-for-Consumers-Act-passes-House?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				    Related Articles       The CARD Act of 2009     Card companies circling consumers like sharks     Consumers shredding credit cards     Finding the best credit cards     Consumer News Examiner: Credit and Credit Cards                    Congress y...
				
				
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				<category>consumer law</category>
				
				<category>credit cards</category>
				
				<category>credit</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<pubDate>Thu, 05 Nov 2009 10:47:58 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d5-Needed-Expedited-CARD-Reform-for-Consumers-Act-passes-House?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>First-time home buyer tax credit gets full Senate approval</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d4-Firsttime-home-buyer-tax-credit-update?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 Erate says Interest rates boosted tax-credit useA measure to extend and expand the first-time home buyer tax credit won unanimous Senate approval Wednesday on a 98-0 vote, and House passage would send it to President Barack Obama for his signature i...
				
				
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				<category>home economics</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>real estate</category>
				
				<category>home</category>
				
				<category>saving money</category>
				
				<category>taxes</category>
				
				<pubDate>Thu, 05 Nov 2009 00:53:06 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d4-Firsttime-home-buyer-tax-credit-update?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Update: First-time home buyer tax credit</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d4-Update-Firsttime-home-buyer-tax-credit?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 Erate says Interest rates boosted tax-credit use Rushing to escrow to take advantage of the waning federal first-time home buyer tax credit? Relax. If you miss the Nov. 30 deadline, you&apos;ll likely get a reprieve. An extension and expansion of the pop...
				
				
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				<category>home economics</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>real estate</category>
				
				<category>saving money</category>
				
				<category>taxes</category>
				
				<pubDate>Wed, 04 Nov 2009 19:24:49 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m11d4-Update-Firsttime-home-buyer-tax-credit?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>ID theft can bring you to tears</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d31-ID-theft-can-bring-you-to-tears?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				It&apos;s not just about losing money to identity theft. And it&apos;s more than the time-is-money spent recovering from the ordeal. ID theft is also emotionally trying. When the National Foundation for Credit Counseling (NFCC) asked Harris International to qu...
				
				
				</description>
				
				<category>consumer education</category>
				
				<category>ID theft</category>
				
				<category>cyber crime</category>
				
				<category>consumer</category>
				
				<category>safety</category>
				
				<category>news</category>
				
				<pubDate>Sat, 31 Oct 2009 13:39:45 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d31-ID-theft-can-bring-you-to-tears?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Toys &apos;R&apos; Us, other retailers go back to the layaway future</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d21-Toys-R-Us-other-retailers-go-back-to-the-layaway-future?cid=exrss-Consumer-News-Examiner</link>
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				 Remember layaways? If you are a baby boomer, a layaway plan is probably how you got your first leather jacket, 13-inch Technicolor TV, or major appliance when you were slaving away for just a few bucks an hour. The plans were also popular during the...
				
				
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				<category>recession</category>
				
				<category>home economics</category>
				
				<category>budget</category>
				
				<category>smart spending</category>
				
				<category>credit</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>saving money</category>
				
				<pubDate>Wed, 21 Oct 2009 11:44:41 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d21-Toys-R-Us-other-retailers-go-back-to-the-layaway-future?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Energy Star dimmed</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d20-Energy-Star-dimmed?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 Click the Energy Guide to learn how to read it. That Energy Star logo on your major appliances doesn&apos;t always mean you are saving as much energy as the labeling might indicate. But that&apos;s due to change and you could get restitution for appliances th...
				
				
				</description>
				
				<category>consumer law</category>
				
				<category>appliances</category>
				
				<category>smart spending</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>green</category>
				
				<category>technology</category>
				
				<category>conservation</category>
				
				<category>saving money</category>
				
				<pubDate>Tue, 20 Oct 2009 12:13:42 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d20-Energy-Star-dimmed?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Are dollar stores really a bargain?</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d14-Are-dollar-stores-really-a-bargain?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				First, not everything in those so-called &amp;quot;dollar stores&amp;quot; really cost a dollar. In fact, 77 percent of items in dollar stores actually cost more than a dollar. However, when Consumer Reports&apos; Money Advisor sent secret shoppers into 100 store...
				
				
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				<category>comparison shop</category>
				
				<category>home economics</category>
				
				<category>budget</category>
				
				<category>smart spending</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>saving money</category>
				
				<pubDate>Wed, 14 Oct 2009 11:03:49 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d14-Are-dollar-stores-really-a-bargain?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Consumers shredding credit cards</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d12-Consumers-shredding-credit-cards?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 Consumers: &apos;Take this card and shove it&apos;Mad as hell and not going to take it any more, consumers are outraged over bank and credit card issuer behavior, so they dumped credit faster than economists expected last month.Consumers abandoned often expen...
				
				
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				<category>home economics</category>
				
				<category>budget</category>
				
				<category>credit cards</category>
				
				<category>credit</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>banking</category>
				
				<category>saving money</category>
				
				<category>debt</category>
				
				<pubDate>Mon, 12 Oct 2009 12:26:04 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d12-Consumers-shredding-credit-cards?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>&apos;Cash for Clunkers&apos; not the only car cost &apos;brake&apos;</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d9-Cash-for-Clunkers-not-the-only-car-cost-brake?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				New cars come with hotties and lower taxes Pay attention.To the hot cars and tax savings, not the hot babes.If you purchased a new car, light truck, motorcycle, even a motorhome, after Feb. 16 this year, you can deduct the state and local sales and e...
				
				
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				<category>consumer</category>
				
				<category>news</category>
				
				<category>automobile</category>
				
				<category>saving money</category>
				
				<category>taxes</category>
				
				<pubDate>Fri, 09 Oct 2009 11:18:32 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d9-Cash-for-Clunkers-not-the-only-car-cost-brake?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Overdraft fees gobble more cash than some foods</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d8-Overdraft-fees-gobble-more-cash-than-some-foods?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				 The $24 billion overdraft fee shake down by banks and credit unions last year represents an increase of 35 percent from two years earlier, according to the Center for Responsible Lending (CRL). Like giving you a loan you never asked for, instead of ...
				
				
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				<category>home economics</category>
				
				<category>personal finance</category>
				
				<category>credit cards</category>
				
				<category>credit</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>banking</category>
				
				<category>saving money</category>
				
				<category>debt</category>
				
				<pubDate>Thu, 08 Oct 2009 11:13:52 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d8-Overdraft-fees-gobble-more-cash-than-some-foods?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>Finding the best credit cards</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d7-Finding-the-best-credit-cards?cid=exrss-Consumer-News-Examiner</link>
				<description>
				
				
				With credit card companies circling consumers like sharks, finding a card that won&apos;t take a hefty bite out of your wallet isn&apos;t easy.Luckily, Consumer Reports has taken a lot of the guess work and leg work out of finding a credit card that comes with...
				
				
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				<category>comparison shop</category>
				
				<category>credit cards</category>
				
				<category>credit</category>
				
				<category>consumer</category>
				
				<category>news</category>
				
				<category>saving money</category>
				
				<pubDate>Wed, 07 Oct 2009 10:36:32 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d7-Finding-the-best-credit-cards?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>FTC directs bloggers to come clean about paid endorsements</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d6-FTC-directs-bloggers-to-come-clean-about-paid-endorsements?cid=exrss-Consumer-News-Examiner</link>
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				The Federal Trade Commission is putting bloggers&apos; feet to the fire.New rules released this week mandate that bloggers and others come clean and state when they get paid or receive kickback items to promote a company&apos;s products or services.The new rul...
				
				
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				<category>consumer law</category>
				
				<category>legal</category>
				
				<category>celebrities</category>
				
				<category>cyber crime</category>
				
				<category>consumer</category>
				
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				<category>technology</category>
				
				<category>fraud</category>
				
				<category>internet</category>
				
				<pubDate>Tue, 06 Oct 2009 14:57:50 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d6-FTC-directs-bloggers-to-come-clean-about-paid-endorsements?cid=exrss-Consumer-News-Examiner</guid>
				
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				<title>CPSC: Craig&apos;s List, eBay, garage sale sales could cost you a bundle</title>				
				<link>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d5-CPSC-Craigs-List-eBay-garage-sale-sales-could-cost-you-a-bundle?cid=exrss-Consumer-News-Examiner</link>
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				Sell a banned toy at a garage sale and risk fines of up to $100,000.Repeatedly sell banned items on eBay or Craig&apos;s List and risk a fine of up to $15 million.If you are trying to make a quick buck on an old item, you&apos;d better know the product&apos;s  safe...
				
				
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				<pubDate>Mon, 05 Oct 2009 14:27:51 -0700</pubDate>
				<guid>http://www.examiner.com/x-12378-Consumer-News-Examiner~y2009m10d5-CPSC-Craigs-List-eBay-garage-sale-sales-could-cost-you-a-bundle?cid=exrss-Consumer-News-Examiner</guid>
				
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