http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner?cid=exrss-North-Georgia-Real-Estate-Examiner en-us Mon, 23 Nov 2009 14:44:32 -0700 Thu, 19 Nov 2009 11:36:52 -0700 BlogCFC http://blogs.law.harvard.edu/tech/rss http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m11d19-Attorney-General-Cuomo-do-not-repeal-or-end-HVCC-unless-you-want-home-valuations-inflated-one-again?cid=exrss-North-Georgia-Real-Estate-Examiner I know I will get some flack with this article from Mortgage Brokers and Realtors out there, but from an appraiser's perspective, Cuomo needs to keep HVCC alive. There are unintended consequences of the HVCC which I will discuss... appraisal management companies Attorney General Cuomos should keep HVCC Thu, 19 Nov 2009 11:36:52 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m11d19-Attorney-General-Cuomo-do-not-repeal-or-end-HVCC-unless-you-want-home-valuations-inflated-one-again?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m11d17-Multiple-offers-on-homes-in-North-Georgia-Are-we-on-the-rebound?cid=exrss-North-Georgia-Real-Estate-Examiner As an appraiser here in North Georgia, we are starting to see and hear from local Realtors that there are numerous multiple offers out there, just like in the "good ol days". As many as 10+ offers. Many of these are occurring in the Atla... Atlanta Real Estate North Georgia Real Estate Market Tue, 17 Nov 2009 07:07:00 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m11d17-Multiple-offers-on-homes-in-North-Georgia-Are-we-on-the-rebound?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m11d4-HUD-needs-to-define-normal-appraiser-fees-before-AMCs-do?cid=exrss-North-Georgia-Real-Estate-Examiner HUD has stated that in addition to adopting HVCC language, that appraisers should be paid their normal market fees for FHA appraisal products. Well after my discussion with a well known. long standing AMC (Appraisal Management Company) who mo... appraisal management companies HUD defining normal fees for real estate appraiser Wed, 04 Nov 2009 07:15:21 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m11d4-HUD-needs-to-define-normal-appraiser-fees-before-AMCs-do?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m10d31-Buyers-sellers-realtors-banks-do-you-understand-the-real-value-of-a-good-appraisal?cid=exrss-North-Georgia-Real-Estate-Examiner Let's first define good shall we? Good does NOT mean make the number work so the loan will close! BEFORE you take out your next loan......do some checking into the BANK first, do they use appraisers whose fees have been cut in half? Do th... How to determine if an appraisal is good Sat, 31 Oct 2009 08:09:19 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m10d31-Buyers-sellers-realtors-banks-do-you-understand-the-real-value-of-a-good-appraisal?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m10d21-Northeast-Georgia-Real-Estate-Examiner-interviewed-by-The-Weather-Channel?cid=exrss-North-Georgia-Real-Estate-Examiner Since Lake Lanier hit full pool last week, The Weather Channel, who interviewed yours truly last year at this time when we were 18 feet below full summer pool, wanted to do a story about what a difference a year makes! Indeed. Lake Lanier came... Lake Lanier Examiner Mary Thompson on The Weather Channel Wed, 21 Oct 2009 16:41:31 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m10d21-Northeast-Georgia-Real-Estate-Examiner-interviewed-by-The-Weather-Channel?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m10d14-Lake-Lanier-hit-full-summer-pool-today-A-true-milestone?cid=exrss-North-Georgia-Real-Estate-Examiner Lake Lanier did it....it hit full summer pool at 9:00 am this morning. So for all who voted yes it will hit full pool....Congrats! See Gainesville article below about this milestone.It has been over 4 years (9/6/06) since we were at summer pool!... Lake Lanier Lake Lanier hits full summer pool after 4 years Wed, 14 Oct 2009 10:12:36 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m10d14-Lake-Lanier-hit-full-summer-pool-today-A-true-milestone?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m9d19-Huge-FHA-news-FHA-is-adopting-HVCC-as-of-January-1-2010?cid=exrss-North-Georgia-Real-Estate-Examiner  Yes it is true, just yesterday, September 18th FHA sent out a Mortgagee Letter to all lenders that they are adopting HVCC in most of its current form.By now most of you know about HVCC, if not please check my previous blogs on the subject. Fann... FHA to adopt hvcc hvcc and fha Sat, 19 Sep 2009 12:17:00 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m9d19-Huge-FHA-news-FHA-is-adopting-HVCC-as-of-January-1-2010?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m9d15-Lake-Lanier-sales-statistics-for-2009-we-have-hit-bottom?cid=exrss-North-Georgia-Real-Estate-Examiner Lake Lanier BlogLake Lanier Sales Statistics for 2009 First Half...We have hit bottom!September 15th, 2009 1:24 PMHere are the long awaited Lake Lanier Sales Statistics for the first Half of 2009. These include only those homes that have individual b... Lake Lanier Lake Lanier Sales Statistics for 2009 Tue, 15 Sep 2009 11:41:32 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m9d15-Lake-Lanier-sales-statistics-for-2009-we-have-hit-bottom?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m9d3-Atlanta-real-estate-will-lag-behind-others-in-recovery-but-there-is-good-news?cid=exrss-North-Georgia-Real-Estate-Examiner Real Estate in Atlanta proper is still suffering greatly from this deep recession. I would define this area as depressed. Homes are selling for bottom basement prices. There are homes as low as $25,000 to $50,000 and they are not tear downs!  Ho... Atlanta Real Estate Thu, 03 Sep 2009 15:19:58 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m9d3-Atlanta-real-estate-will-lag-behind-others-in-recovery-but-there-is-good-news?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m8d2-Water-wars-on-Lake-Lanier-could-it-be-good-news?cid=exrss-North-Georgia-Real-Estate-Examiner We all know by now that the judge determined  Lake Lanier was not meant to be used as a water resource for Atlanta. When we interviewed Matt Lapina on our LakeFront Radio Show:  Corps of Engineers Interview  He discussed the plan... lake lanier water wars lake lanier drought Sun, 02 Aug 2009 09:19:32 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m8d2-Water-wars-on-Lake-Lanier-could-it-be-good-news?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m5d13-Realtors-buyers-sellers-and-lenders-if-you-talk-to-an-appraiser-you-may-be-breaking-the-law?cid=exrss-North-Georgia-Real-Estate-Examiner  I knew that headline would get your attention. Not as drastic as it sounds, but you need to know there is some truth here. TREAD LIGHTLYIf you have not heard about the HVCC regulations which took effect May 1st, th... appraisers HVCC Wed, 13 May 2009 10:49:52 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m5d13-Realtors-buyers-sellers-and-lenders-if-you-talk-to-an-appraiser-you-may-be-breaking-the-law?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d27-How-Realtors-can-take-control-over-the-new-HVCC-regulation-taking-effect-on-May-1-2009?cid=exrss-North-Georgia-Real-Estate-Examiner Hello everyone, just wanted you to know that the HVCC (home valuation code of conduct) is soon going to be a reality come May 1st, 2009 and Realtors need to take control now.  In a nutshell, when this new FEDERAL law takes effect,... Realtors to take control over HVCC Fri, 27 Mar 2009 08:10:41 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d27-How-Realtors-can-take-control-over-the-new-HVCC-regulation-taking-effect-on-May-1-2009?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d14-Appraisers-are-you-are-tired-of-being-paid-slave-labor-by-AMCs-appraisal-management-companies?cid=exrss-North-Georgia-Real-Estate-Examiner  Many of you may have received this in your email in box.  I have permission to post this from the author of this letter. I also received the letter he is referring to from RELS and pretty much told them what I thought of their "... appraisal management companies appraisers Sat, 14 Mar 2009 09:23:43 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d14-Appraisers-are-you-are-tired-of-being-paid-slave-labor-by-AMCs-appraisal-management-companies?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d14-Starboard-Marina-dredging-deep-for-more-water-on-Lake-Lanier?cid=exrss-North-Georgia-Real-Estate-Examiner   Starboard Marina, digging out and getting more water in for boaters and restaurant owners on Lake LanierLake Lanier as many of you know has been suffering a severe drought, but the good news is we are heading in the right direction and ha... Lake Lanier starboard marina flowery branch ga Sat, 14 Mar 2009 09:19:31 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d14-Starboard-Marina-dredging-deep-for-more-water-on-Lake-Lanier?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d6-Obama-Stimulus-package-is-putting-appraisers-out-of-business-and-making-Realtors-break-the-law?cid=exrss-North-Georgia-Real-Estate-Examiner   0Realtors if you are conducing BPO's for lenders you may be breaking the LAW!This is very important and I hope many eyeballs see this one! I attended the Georgia Appraisers Coalition meeting in Atlanta yesterday, which... 2008 Year in Review BPO's for home values loan remodifications Fri, 06 Mar 2009 08:28:01 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d6-Obama-Stimulus-package-is-putting-appraisers-out-of-business-and-making-Realtors-break-the-law?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d4-The-real-skinny-on-why-appraisers-use-foreclosures-to-value-your-property?cid=exrss-North-Georgia-Real-Estate-Examiner    Okay first let me BUST a MYTH out there. The administration is telling people that even though YOU are not going to get bailed out while your neighbor who is going through foreclosure is, you should be happy because YOUR home w... foreclosures and real estate Wed, 04 Mar 2009 12:13:32 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m3d4-The-real-skinny-on-why-appraisers-use-foreclosures-to-value-your-property?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d28-Stimlus-package-by-state-See-how-your-state-is-spending-your-money?cid=exrss-North-Georgia-Real-Estate-Examiner This stimulus watch site (link below) has some very interesting information a bout the stimulus package.    You can find projects by state or territory:  California, Florida and Texas Lead the Way for number of proj... stimulus package stimulus package by state Sat, 28 Feb 2009 10:05:16 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d28-Stimlus-package-by-state-See-how-your-state-is-spending-your-money?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d21-The-Oscars-are-this-Sunday-so-who-cares-Lets-boycott-the-Oscars?cid=exrss-North-Georgia-Real-Estate-Examiner  I know this may spark controversy, but I for one am tired of hearing about the Oscars and Hollywood. I have for a long time. Why? Because these people have no clue about recession and hard times.Below is a link to a very interest... Sat, 21 Feb 2009 11:50:17 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d21-The-Oscars-are-this-Sunday-so-who-cares-Lets-boycott-the-Oscars?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d21-2008-Lake-Lanier-sales-statistics-reveals-great-news?cid=exrss-North-Georgia-Real-Estate-Examiner  I have the news on Lake Lanier Listings and Sales for the second half of 2008. These are based upon FMLS stats for homes that were coded as being Lakefront or Lakeview properties with at least a single slip boat dock in plac... Lake Lanier Sat, 21 Feb 2009 11:20:04 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d21-2008-Lake-Lanier-sales-statistics-reveals-great-news?cid=exrss-North-Georgia-Real-Estate-Examiner http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d14-Happy-Valentines-Day-the-bailout-may-provide-some-hope-for-North-Georgia-lakes?cid=exrss-North-Georgia-Real-Estate-Examiner "Congress voted on a $790 billion economic stimulus bill that includes a modest expansion of a first-time homebuyer tax credit and restores to $729,750 the upper loan limit in high-cost areas for Fannie Mae, Freddie Mac and FHA loan guarant... Lake Lanier Sat, 14 Feb 2009 07:59:14 -0700 http://www.examiner.com/x-1273-North-Georgia-Real-Estate-Examiner~y2009m2d14-Happy-Valentines-Day-the-bailout-may-provide-some-hope-for-North-Georgia-lakes?cid=exrss-North-Georgia-Real-Estate-Examiner