http://www.examiner.com/x-12795-SF-Real-Estate-Examiner?cid=exrss-SF-Real-Estate-Examiner en-us Mon, 23 Nov 2009 06:11:45 -0700 Sat, 21 Nov 2009 11:36:29 -0700 BlogCFC http://blogs.law.harvard.edu/tech/rss http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m11d21-Foreclosure-in-depth-Intro-to-foreclosure?cid=exrss-SF-Real-Estate-Examiner Introduction to foreclosure While foreclosures are down and the median home sales prices are up in the Bay Area a record number of homeowners in our region still are in danger of losing their homes through foreclosure. Many homeowners a... Foreclosure Sat, 21 Nov 2009 11:36:29 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m11d21-Foreclosure-in-depth-Intro-to-foreclosure?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m10d19-NPV-Modification-killer?cid=exrss-SF-Real-Estate-Examiner I received an email from a reader recently that really upset me. I am reprinting a redacted and edited version of the email for my readers: “Dear Sir, “My name is REDACTED and I am writing to you because I feel I've been ... Loan modification Mon, 19 Oct 2009 15:57:20 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m10d19-NPV-Modification-killer?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m9d24-Real-estate-from-the-trenches-Investors-vs-first-time-homebuyers?cid=exrss-SF-Real-Estate-Examiner Happy happy Recently I have gone back to work selling real estate full time in the San Francisco Bay Area. The company The market in the East Bay, where my is located, is smoking hot. Low priced REO and short sale properties have created a buying ... Foreclosure basics Investing real estate market home value mortgage real estate buying foreclosures buying Thu, 24 Sep 2009 10:49:25 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m9d24-Real-estate-from-the-trenches-Investors-vs-first-time-homebuyers?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m8d15-100-financing-for-veterans-makes-buying-in-the-Bay-Area-dreams-come-true?cid=exrss-SF-Real-Estate-Examiner  Use your benefits  Veterans guess what? By taking advantage of the VA’s loan guarantee program, you can now afford to buy a home in the Bay Area. Vets will have to stick to the East Bay to get 100% financing (San Francisco and San M... basics mortgage Veteran's Administration VA loans Veterans Sat, 15 Aug 2009 23:25:15 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m8d15-100-financing-for-veterans-makes-buying-in-the-Bay-Area-dreams-come-true?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m8d5-FHA-rehab-loans?cid=exrss-SF-Real-Estate-Examiner There are a huge number of foreclosed and REO properties on the market. Most are in need of some TLC. Banks won’t lend money on homes that need to be repaired. What’s the answer to this “no-win” situation?The FHA insured HUD 2... Investing real estate market mortgage buying foreclosures FHA Wed, 05 Aug 2009 11:22:49 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m8d5-FHA-rehab-loans?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m8d3-FHA-loans-make-buying-affordable-again?cid=exrss-SF-Real-Estate-Examiner FHA loans and homebuyersFHA loans have been helping people to become homeowners since 1934. How do they do it?The Federal Housing Administration is a part of HUD. The FHA insures the loan against default with a lender. Since the lender knows that the... basics mortgage FHA Mon, 03 Aug 2009 11:32:49 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m8d3-FHA-loans-make-buying-affordable-again?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d23-Top-3-tips-to-follow-when-buying-foreclosures?cid=exrss-SF-Real-Estate-Examiner  # tips to buying foreclosures  With home prices continuing to fall, foreclosures still up and the price of money cheap, first time homebuyers and investors should be on the lookout for some great bargains in the real estate market. T... Investing real estate market buying foreclosures Thu, 23 Jul 2009 19:10:14 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d23-Top-3-tips-to-follow-when-buying-foreclosures?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d17-Property-assessment-taxes-and-declineinvalue-applications-oh-my?cid=exrss-SF-Real-Estate-Examiner Declining values=lower taxes  A property assessment is the way the local government determines how much property tax a property owner must pay. The assessment is normally made up of two values. • The unimproved or land value of the pr... basics home value taxes decline in value application Fri, 17 Jul 2009 16:10:28 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d17-Property-assessment-taxes-and-declineinvalue-applications-oh-my?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d16-Loan-modification-scams-top-10-warning-signs?cid=exrss-SF-Real-Estate-Examiner Top 10 signs of modification scams  Scams that promise to “rescue” a homeowner from foreclosure are popping up at an alarming rate. Homeowners need to protect themselves and their homes. This is not an easy task. There is a lot... Foreclosure Loan modification scam Thu, 16 Jul 2009 01:59:12 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d16-Loan-modification-scams-top-10-warning-signs?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d14-Forensic-loan-audits?cid=exrss-SF-Real-Estate-Examiner Closer look at loan docs may qualify modifiers  Homeowners struggling to make their mortgage payments, but who have not yet missed a payment, are now eligible to have their loans modified. However, these modifications are hard to get, as lender... Foreclosure loan modification options Tue, 14 Jul 2009 14:46:58 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d14-Forensic-loan-audits?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d12-HVCC-legislation-The-road-to-real-estate-industry-rebound-is-paved-with-good-intentions?cid=exrss-SF-Real-Estate-Examiner HVCC help or hindrance?  The economy of the United States is teetering on the brink of the worst depression since the 1930s. This Great Recession began with the collapse of the real estate and mortgage industries in late 2006. The aftermath of ... real estate market home value mortgage Sun, 12 Jul 2009 23:28:31 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d12-HVCC-legislation-The-road-to-real-estate-industry-rebound-is-paved-with-good-intentions?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d8-Reader-questions?cid=exrss-SF-Real-Estate-Examiner Your questions answered  “Who pays commission when you buy a home? I don`t want to rush into anything so I was hoping you could give me some ideas as to what to avoid.”Susan Thank you for your excellent question. The short ans... basics mortgage real estate Thu, 09 Jul 2009 00:17:49 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d8-Reader-questions?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d5-The-Great-Recession-Real-estate-agents-on-the-residential-real-estate-market-then-and-now?cid=exrss-SF-Real-Estate-Examiner Real estate agents sound off  The Great Recession our economy is experiencing began with the twin crises of the real estate and mortgage industries in 2006. Between 2000 and 2006, the real estate market was booming due in large part to eas... real estate market real estate agent Sun, 05 Jul 2009 18:08:08 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d5-The-Great-Recession-Real-estate-agents-on-the-residential-real-estate-market-then-and-now?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d5-Next-steps-options-after-being-denied-for-a-loan-modification?cid=exrss-SF-Real-Estate-Examiner Modification denied?  One in five homeowners nationwide is upside down on their mortgage. Every day more people are finding themselves in a position where foreclosure is an option. Some homeowners are able to refinance their loans. Many people,... Loan modification loan modification options Sun, 05 Jul 2009 12:17:03 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d5-Next-steps-options-after-being-denied-for-a-loan-modification?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d2-Value-your-home-to-add-value?cid=exrss-SF-Real-Estate-Examiner Value your home to add value With all the bad news about property values plummeting, some homeowners have forgotten that their home is much more than a number. It is their home. Just because it is not worth as much today as it was yesterday does not... real estate market home value Thu, 02 Jul 2009 15:05:27 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m7d2-Value-your-home-to-add-value?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d29-DIY-loan-modification-tips?cid=exrss-SF-Real-Estate-Examiner DIY loan modification tips I want to preface this article with a couple of words of advice. I do not recommend, to anyone, that they attempt to modify their own mortgage.So that said, I am of the opinion that everyone should get the same opportunity... Loan modification DIY real estate Mon, 29 Jun 2009 14:37:26 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d29-DIY-loan-modification-tips?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d27-The-Great-Recession-and-the-real-estate-industry-my-story?cid=exrss-SF-Real-Estate-Examiner The United States is in the midst of arguably the worst economic recession since the Great Depression of the 1930s. All of us are going through a rough patch financially. As part of a special Examiner series on the Great Recession this column is doin... real estate market jobs mortgage broker Sat, 27 Jun 2009 03:53:51 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d27-The-Great-Recession-and-the-real-estate-industry-my-story?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d25-Government-pays-lip-service-to-real-estate-market-recovery-with-first-time-home-buyer-tax-credit?cid=exrss-SF-Real-Estate-Examiner One of the government’s attempts to stimulate the real estate market is the much-talked about and widely misunderstood first time homebuyer credit. The government is promoting it as a major incentive to boost home sales. At a glance, the progr... real estate market first time homebuyer tax credit Thu, 25 Jun 2009 16:19:21 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d25-Government-pays-lip-service-to-real-estate-market-recovery-with-first-time-home-buyer-tax-credit?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d24-Now-is-the-time-to-invest-in-real-estate?cid=exrss-SF-Real-Estate-Examiner Now is the time Historically no investment outperforms real estate. The reason is real estate is as necessary as a haircut. It is a tangible, seen, useful investment that makes sense; it is easy to understand and surprisingly attainable; everyone ne... basics Investing real estate market Wed, 24 Jun 2009 15:03:26 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d24-Now-is-the-time-to-invest-in-real-estate?cid=exrss-SF-Real-Estate-Examiner http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d23-Who-qualifies-for-a-loan-modification?cid=exrss-SF-Real-Estate-Examiner Who qualifies for a loan modification Loan modifications are on most homeowner’s minds these days. There is a huge amount of information available on the net, and in the news about loan modifications. There are still many questions about loan ... Loan modification basics Tue, 23 Jun 2009 16:17:43 -0700 http://www.examiner.com/x-12795-SF-Real-Estate-Examiner~y2009m6d23-Who-qualifies-for-a-loan-modification?cid=exrss-SF-Real-Estate-Examiner