http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner?cid=exrss-Phoenix-Real-Estate-Examiner en-us Mon, 23 Nov 2009 04:39:28 -0700 Thu, 06 Aug 2009 10:02:08 -0700 BlogCFC http://blogs.law.harvard.edu/tech/rss http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d6-Changes-at-Fannie-Mae-and-Freddie-Mac?cid=exrss-Phoenix-Real-Estate-Examiner After only one year as the director for the Federal Housing Finance Agency, James Lockhart announced he is stepping down, and plans to return to work in the financial-services industry in New York.  The Federal Housing Finance Agency i... Housing Finance Thu, 06 Aug 2009 10:02:08 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d6-Changes-at-Fannie-Mae-and-Freddie-Mac?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d5-FHA-is-NOT-the-new-subprime?cid=exrss-Phoenix-Real-Estate-Examiner This is a quote from a recent interview with HUD Secretary Shaun Donovan… “Operate within our standards or we won't do business with you,…"   Is it a possibility that the FHA  eventually may have to s... Housing Finance Wed, 05 Aug 2009 11:42:45 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d5-FHA-is-NOT-the-new-subprime?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d5-Pending-home-sales-up-again?cid=exrss-Phoenix-Real-Estate-Examiner According to the National Association of Realtors (NAR),  Pending Home Sales is up for the fifth month in a row.  Pending home sales in June rose in all regions:  up 7.1 percent in the South, 2.9 percent in the West, 0.8 percent in the... Real Estate Price Trends Home Sales Wed, 05 Aug 2009 08:32:39 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d5-Pending-home-sales-up-again?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d4-Commercial-real-estate-values-continue-to-fall?cid=exrss-Phoenix-Real-Estate-Examiner In an article by Michael Murrary (MBA Newslink), commercial property values are falling, and they may get worse before they get better. Retailers are suffering losses.  Malls and department stores are seeing sales declines, which ... Commercial Real Estate Tue, 04 Aug 2009 10:21:43 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d4-Commercial-real-estate-values-continue-to-fall?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d3-Help-for-homeowners-and-thier-pets?cid=exrss-Phoenix-Real-Estate-Examiner The HOPE NOW ALLIANCE  includes a number of counseling organizations, which consists of all HUD intermediaries that have offices across the United States. The organizations play a key role in the success of HOPE NOW, providing bor... Foreclosure Mon, 03 Aug 2009 09:31:53 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m8d3-Help-for-homeowners-and-thier-pets?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d31-Build-America-Bonds-at-work-in-Arizona?cid=exrss-Phoenix-Real-Estate-Examiner The U.S. Department of Treasury's Build America Bonds program provides funding for state and local governments at lower borrowing costs for community projects projects such as construction of schools and hospitals, development of transporta... Bond Programs Fri, 31 Jul 2009 08:59:37 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d31-Build-America-Bonds-at-work-in-Arizona?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d30-Modification-for-FHA-loans?cid=exrss-Phoenix-Real-Estate-Examiner In a Washington news release today, HUD announced it’s NEW FHA-MAKING HOME AFFORDABLE LOAN MODIFICATION.   Now loans backed by the Federal Housing Administration (FHA) will be eligible for payment reductions similar to the Obama ... Housing Finance Foreclosure Thu, 30 Jul 2009 21:59:18 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d30-Modification-for-FHA-loans?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d29-Real-estate-101--why-is-housing-growth-critical-to-the-US-economy?cid=exrss-Phoenix-Real-Estate-Examiner Home sales create jobs.  The construction and sale of homes generate revenues for the home builder, contract labor, and retailers.  After a home is sold, the new homeowner purchases appliances and furniture to make the house a hom... Info 101 Wed, 29 Jul 2009 08:54:49 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d29-Real-estate-101--why-is-housing-growth-critical-to-the-US-economy?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d28-Pressure-is-on-lenders-to-modify-mortgages?cid=exrss-Phoenix-Real-Estate-Examiner The pressure is on lenders to modify mortgages but lenders are not giving easy handouts. There are varying degrees of distressed borrowers. Modification only makes sense for a lender if the borrower cannot make payments without it, but will... Housing Finance Tue, 28 Jul 2009 10:56:33 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d28-Pressure-is-on-lenders-to-modify-mortgages?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d27-Home-sales-bottom-appears-established?cid=exrss-Phoenix-Real-Estate-Examiner According to a joint news release  published by the  US Census bureau  and HUD, home sale numbers are improving.  Credited for the national drop in inventory are investors buying discounted homes, builder ... Home Sales Mon, 27 Jul 2009 08:58:28 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d27-Home-sales-bottom-appears-established?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d25-How-much-money-should-a-loan-officer-make-on-your-mortgage?cid=exrss-Phoenix-Real-Estate-Examiner What is “fair” compensation for a loan officer at a broker, mortgage banker, or bank on a mortgage?  Is there a specific dollar amount, or percentage of the loan amount that you would consider acceptable? Is $250 a big enou... Housing Finance Sat, 25 Jul 2009 10:32:36 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d25-How-much-money-should-a-loan-officer-make-on-your-mortgage?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d23-Home-prices-on-the-increase?cid=exrss-Phoenix-Real-Estate-Examiner Is it official?  Do three consistent increases in conforming home prices "count"?.  It depends on who you ask.According to information released by the Federal Housing Finance Agency, the house price index of single ... Real Estate Price Trends Thu, 23 Jul 2009 18:07:35 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d23-Home-prices-on-the-increase?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d22-New-truth-in-lending-requirements-will-delay-real-estate-transactions?cid=exrss-Phoenix-Real-Estate-Examiner The Federal Reserve Board has announced changes to consumer protection regulations for mortgages that will take effect on July 30, 2009. The Federal Reserve Board approved final rules that revise the disclosure requirements for mortgage loans un... Housing Finance Real Estate Law Wed, 22 Jul 2009 09:07:20 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d22-New-truth-in-lending-requirements-will-delay-real-estate-transactions?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d21-Real-estate-values-stabilizing-in-some-markets?cid=exrss-Phoenix-Real-Estate-Examiner Evidence that real estate values are starting to stabilize in some markets can be found in Genworth Mortgage Insurance company’s latest bulletin  which was effective effective July 20th.  Genworth removed 136 Metropolitan Statistical ... Housing Finance Tue, 21 Jul 2009 10:25:49 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d21-Real-estate-values-stabilizing-in-some-markets?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d19-Residential-mortgage-backed-securities--a-fresh-start?cid=exrss-Phoenix-Real-Estate-Examiner In the summer of 2008, the American Securitization Forum (ASF) announced the launch of Project RESTART.  Project restart is an industry developed initiative to rebuild investor confidence in mortgage and asset backed securities.  ... Housing Finance Sun, 19 Jul 2009 11:25:04 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d19-Residential-mortgage-backed-securities--a-fresh-start?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d17-Property-flipping?cid=exrss-Phoenix-Real-Estate-Examiner One of the best things about my position as an Examiner is the ability to share my experiences with readers as an mortgage “industry insider”.   I am originating mortgages now after years of managing the sale of loans to in... Housing Finance Fri, 17 Jul 2009 10:30:41 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d17-Property-flipping?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d16-Operation-loan-lies--a-crackdown-on-modification-companies?cid=exrss-Phoenix-Real-Estate-Examiner The Federal Trade Commission (FTC) is cracking down on mortgage modification scams. Operation loan lies  is a national law enforcement effort by the FTC and federal and state agencies to go after deceptive marketing practices... Housing Finance Foreclosure Thu, 16 Jul 2009 12:43:52 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d16-Operation-loan-lies--a-crackdown-on-modification-companies?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d15-Real-estate-101--What-is-the-mortgage-secondary-market?cid=exrss-Phoenix-Real-Estate-Examiner Borrowers conduct mortgage business with lenders in the primary market to obtain credit for the purchase or refinance of real estate.The secondary market is a term used to describe the sale and trading of mortgages and servicing rights to assist with... Info 101 Wed, 15 Jul 2009 17:07:15 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d15-Real-estate-101--What-is-the-mortgage-secondary-market?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d14-Freddie-Mac-provides-clarity-on-appraisal-quality?cid=exrss-Phoenix-Real-Estate-Examiner Freddie Mac  issued a new bulletin to lenders dated July 10, 2009 reminding lenders about the underwriting quality expected in mortgage files . Since some 85% or more of all mortgages are sold to Fannie Mae  or Freddie M... Housing Finance Tue, 14 Jul 2009 08:21:00 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d14-Freddie-Mac-provides-clarity-on-appraisal-quality?cid=exrss-Phoenix-Real-Estate-Examiner http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d12-My-opinion--lets-fix-this-HVCC-appraisal-problem-once-and-for-all?cid=exrss-Phoenix-Real-Estate-Examiner I am tired of hearing the complaints about the Home Valuation Code of Conduct (HVCC).  Compliance with the HVCC has revealed the lack of education that still exists in the real estate industry.  Lenders and appraisers need to... Housing Finance Sun, 12 Jul 2009 10:38:57 -0700 http://www.examiner.com/x-13480-Phoenix-Real-Estate-Examiner~y2009m7d12-My-opinion--lets-fix-this-HVCC-appraisal-problem-once-and-for-all?cid=exrss-Phoenix-Real-Estate-Examiner