http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner?cid=exrss-LA-Financial-Planning-Examiner en-us Mon, 23 Nov 2009 05:11:35 -0700 Sun, 27 Sep 2009 21:04:47 -0700 BlogCFC http://blogs.law.harvard.edu/tech/rss http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m9d27-Loan-modifications?cid=exrss-LA-Financial-Planning-Examiner It's good to be an optimist, but to be blindly optimistic, contrary to facts, that is pure ignorance. John F Kennedy once said, "The time to repair the roof is when the sun is shining." If you can live by that quote, and be strong enough, a... Sun, 27 Sep 2009 21:04:47 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m9d27-Loan-modifications?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d21-Car-insurance-101-Time-to-save?cid=exrss-LA-Financial-Planning-Examiner  The premium you are quoted for your car insurance is based on many factors, which include your age, sex, zip code, type of car you drive, yearly mileage, driving record, and in some instances, your credit history. There are some factors which a... Tue, 21 Jul 2009 22:17:38 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d21-Car-insurance-101-Time-to-save?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d14-Understanding-the-new-credit-card-reforms?cid=exrss-LA-Financial-Planning-Examiner   On May 22, 2009, President Obama signed credit card reforms into law, and they will begin to benefit consumers come February. The Credit Card Accountability, Responsibility and Disclosure Act prohibits some deceptive tactics that cre... Tue, 14 Jul 2009 13:24:26 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d14-Understanding-the-new-credit-card-reforms?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d10-Inflation-101--What-it-is-how-it-affects-you?cid=exrss-LA-Financial-Planning-Examiner  We hear about inflation all the time, and a lot of the things that directly affect us, like mortgage interest rates, purchasing power, investments and our bank accounts are influenced by it, so what exactly is inflation and how does it play suc... Fri, 10 Jul 2009 16:18:37 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d10-Inflation-101--What-it-is-how-it-affects-you?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d6-Important-underwriting-factors-which-determine-your-life-insurance-premium?cid=exrss-LA-Financial-Planning-Examiner  When you apply for life insurance, the company is putting itself at risk. The death benefit may be astronomically larger than the premiums it received to insure the person. For this reason, all applications go through underwriting.&nb... Mon, 06 Jul 2009 18:46:15 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d6-Important-underwriting-factors-which-determine-your-life-insurance-premium?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d2-Life-insurance-policy-riders-worth-looking-at?cid=exrss-LA-Financial-Planning-Examiner  A policy rider is a provision or modification that can be added to a policy which provides additional coverage on top of the standard policy. Generally, each of these riders has a cost that is added to the premium if you choose to elect th... Thu, 02 Jul 2009 18:30:48 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m7d2-Life-insurance-policy-riders-worth-looking-at?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d30-Buy-term-or-permanent-life-insurance?cid=exrss-LA-Financial-Planning-Examiner  Is it better to buy term or permanent life insurance? There are those who claim that the only insurance that makes sense for the majority of people is term, but I don’t agree with that premise, and I will explain why. Sure, ther... Tue, 30 Jun 2009 21:50:57 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d30-Buy-term-or-permanent-life-insurance?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d30-Whole-life?cid=exrss-LA-Financial-Planning-Examiner  Permanent life insurance is a form of life insurance in which coverage is guaranteed for the life of the insured, as long as the policy is kept current. The policy has a living benefit, in which cash value accumulates and the insured can access... Full story Tue, 30 Jun 2009 14:22:57 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d30-Whole-life?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d27-Term-life-insurance?cid=exrss-LA-Financial-Planning-Examiner jimmartin.typepad.comLet us discuss what exactly term life insurance is in this article, and we will allow a separate article to be followed which will discuss permanent life insurance. This article, as well as the one to follow covering permanent li... Sat, 27 Jun 2009 15:27:54 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d27-Term-life-insurance?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d25-When-will-the-recession-end?cid=exrss-LA-Financial-Planning-Examiner www.theatlantic.com/doc/200907/roubini We all know that the recession we are in is not going to last forever. The question being asked in cocktail parties all across the country is, when do you think we’ll get out of this?Folks, the man kn... Full story Thu, 25 Jun 2009 15:50:05 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d25-When-will-the-recession-end?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d24-Currency-movements-and-your-portfolio?cid=exrss-LA-Financial-Planning-Examiner Currency fluctuations don't only affect tourists vacationing overseas. If your mutual fund includes investments in companies outside the U.S., the shifting of currencies plays a role that is often overlooked.There is something called the "transl... Wed, 24 Jun 2009 20:45:59 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d24-Currency-movements-and-your-portfolio?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d22-Disability-insurance-is-a-must?cid=exrss-LA-Financial-Planning-Examiner It is impossible to have a comprehensive financial plan without including risk management components to it. Think of your overall plan as a pyramid, and you can look at the base of the pyramid as the steps you have taken to ensure the foundation stay... Mon, 22 Jun 2009 19:43:33 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d22-Disability-insurance-is-a-must?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d20-Why-get-life-insurance?cid=exrss-LA-Financial-Planning-Examiner  In this article, I’m going to go over the reasons behind getting life insurance, but will not get into specific types; I’m saving that for upcoming articles deliberately to not steal the shine away from the underlying reason for pur... Sat, 20 Jun 2009 19:47:50 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d20-Why-get-life-insurance?cid=exrss-LA-Financial-Planning-Examiner http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d18-Getting-out-of-credit-card-debt?cid=exrss-LA-Financial-Planning-Examiner One common mistake people generally make when trying to get out of credit card debt is trying to get rid of all the cards at the same time. I am going to agree with Suze Orman on this one and say you're better off focusing on one at a time. For exam... Thu, 18 Jun 2009 20:29:57 -0700 http://www.examiner.com/x-14654-LA-Financial-Planning-Examiner~y2009m6d18-Getting-out-of-credit-card-debt?cid=exrss-LA-Financial-Planning-Examiner