<?xml version="1.0" encoding="utf-8"?>
			<?xml-stylesheet type="text/xsl" href="/css/rss2.xsl"?>

			<rss version="2.0">
			<channel>
			<title>Baltimore Personal Finance Examiner</title>
			<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
			<description></description>
			<language>en-us</language>
			<pubDate>Sun, 22 Nov 2009 14:57:43 -0700</pubDate>
			<lastBuildDate>Fri, 20 Nov 2009 12:41:25 -0700</lastBuildDate>
			<generator>BlogCFC</generator>
			<docs>http://blogs.law.harvard.edu/tech/rss</docs>
			<managingEditor></managingEditor>
			<webMaster></webMaster>
			
			
			
			
			
			
			<item>
				<title>The perils of the U.S. Dollar carry trade</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d20-The-perils-of-the-US-Dollar-carry-trade?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				For the logically inclined, the action in the stock markets these days must be a riddle, wrapped in a mystery, inside an enigma.That&apos;s how backwards things must appear as the unemployment rate goes higher and the markets jump right along with it. It ...
				
				
				</description>
				
				<category>dollar carry trade</category>
				
				<pubDate>Fri, 20 Nov 2009 12:41:25 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d20-The-perils-of-the-US-Dollar-carry-trade?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Meredith Whitney: &quot;This is the most bearish I&apos;ve been in a year&quot;</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d20-Meredith-Whitney-This-is-the-most-bearish-Ive-been-in-a-year?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;&amp;nbsp;Here&apos;s the Meredith Whitney interview from CNBC earlier this week that has Jim Cramer so upset.In fact, Cramer was so miffed by Whitney&apos;s bearishness that he called her &amp;quot;an embarrassment.&amp;quot; in his most recent piece.Even sti...
				
				
				</description>
				
				<category>meredith whitney</category>
				
				<category>bearish</category>
				
				<pubDate>Fri, 20 Nov 2009 12:37:55 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d20-Meredith-Whitney-This-is-the-most-bearish-Ive-been-in-a-year?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Ron Paul: End fractional reserve lending</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d20-Ron-Paul-End-fractional-reserve-lending?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;Here&apos;s another great video from Congressman Ron Paul.Roll the tape....&amp;nbsp;&amp;nbsp;Great stuff, Congressman Paul.&amp;nbsp;By the way, if you&apos;re interested in what the Federal Reserve does and why it was created, I have dusted off a series of ...
				
				
				</description>
				
				<category>Ron Paul</category>
				
				<category>the fed</category>
				
				<pubDate>Fri, 20 Nov 2009 12:32:26 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d20-Ron-Paul-End-fractional-reserve-lending?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>The Road to DOW 11,200</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-The-Road-to-DOW-11200?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				It goes without saying that it is the uncertainty about our investments that makes them so confounding.Like a great mystery, they lay out before us. . . fuzzier than most people are willing to admit.In this case, unease is the rule rather than the ex...
				
				
				</description>
				
				<category>dow</category>
				
				<category>fibonacci numbers</category>
				
				<pubDate>Mon, 16 Nov 2009 10:25:48 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-The-Road-to-DOW-11200?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>FHA approaches the point of no return</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-FHA-approaches-the-point-of-no-return?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;Here&apos;s a story that I&apos;ve been following for some time now. It&apos;s interesting to me because I used to be in the mortgage business. That means I kind of know where the bodies are buried.However, that&apos;s not why you should read it.It should interest...
				
				
				</description>
				
				<category>housing</category>
				
				<category>fha</category>
				
				<pubDate>Mon, 16 Nov 2009 10:22:38 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-FHA-approaches-the-point-of-no-return?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Chanos: The &quot;cracking of state and local municipalities is coming&quot;</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-Chanos-The-cracking-of-state-and-local-municipalities-is-coming?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;If you want to take long dark look into the future borrowing power of the United States, you need to keep your eyes on California. After all, everything seems happen there first.In that regard, it&apos;s kind of a preview of what&apos;s to come sin...
				
				
				</description>
				
				<pubDate>Mon, 16 Nov 2009 10:19:21 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-Chanos-The-cracking-of-state-and-local-municipalities-is-coming?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Commercial real estate a big problem Mack reports</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-Commercial-real-estate-a-big-problem-Mack-reports?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;Here&apos;s a great interview from CNBC this morning featuring William Mack. He is the Chairman of the Board for the Mack-Cali Realty Corporation.In it Mack declares that commercial real estate is somewhere between &amp;quot;an orderly massacre an...
				
				
				</description>
				
				<category>commercial real estate</category>
				
				<pubDate>Mon, 16 Nov 2009 10:17:30 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d16-Commercial-real-estate-a-big-problem-Mack-reports?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Rosenberg: 13% unemployment may be likely</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d12-Rosenberg-13-unemployment-may-be-likely?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;According to the bulls and the party in power, unemployment is what&apos;s known as a &amp;quot;lagging indicator&amp;quot;. &amp;nbsp;They use that virtual mantra to convince the rest of us that all is well.You see in their eyes it&apos;s always darkest befor...
				
				
				</description>
				
				<category>unemployment rate</category>
				
				<category>rosenberg</category>
				
				<pubDate>Thu, 12 Nov 2009 13:08:04 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d12-Rosenberg-13-unemployment-may-be-likely?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Top biotech stocks and the race for a cure</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d12-Top-biotech-stocks-and-the-race-for-a-cure?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;Aside from a few failed characters in the auto industry and banking, it goes without saying that the average CEO...
				
				
				</description>
				
				<category>stock market</category>
				
				<category>biotech stocks</category>
				
				<pubDate>Thu, 12 Nov 2009 13:03:56 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d12-Top-biotech-stocks-and-the-race-for-a-cure?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Goldman Sachs never loses</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d9-Goldman-Sachs-never-loses?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;I&apos;ll be the first to admit that this story isn&apos;t exactly news.But with all of the negative press Goldman Sachs has received lately I suspect it is a story that most people are probably unaware of.You see, from its permanent place in the catbird...
				
				
				</description>
				
				<category>stock market</category>
				
				<category>goldman sachs</category>
				
				<pubDate>Mon, 09 Nov 2009 12:06:30 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d9-Goldman-Sachs-never-loses?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Strategic Defaults: 588,000 borrowers say &quot;Ciao baby&quot;</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d9-Strategic-Defaults-588000-borrowers-say-Ciao-baby?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;According to the National Association of Realtors (NAR), pending home sales rose again, marking eight consecutive monthly gain - the longest streak since measurement began in 2001.That led NAR chief economist, Lawrence Yun, to confidently predi...
				
				
				</description>
				
				<category>housing</category>
				
				<category>strategic defaults</category>
				
				<pubDate>Mon, 09 Nov 2009 12:03:35 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d9-Strategic-Defaults-588000-borrowers-say-Ciao-baby?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Stiglitz: Recession &apos;nowhere near&apos; an end</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d3-Stiglitz-Recession-nowhere-near-an-end?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;Fresh off a decent GDP number, the bulls have had tough time gaining traction in the markets lately.It may just be because the markets realize that the +3.5% gain in the third quarter was achieved primarily with assistance of smoke and mirrors....
				
				
				</description>
				
				<category>economy</category>
				
				<category>recession</category>
				
				<category>stiglitz</category>
				
				<pubDate>Tue, 03 Nov 2009 08:00:30 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m11d3-Stiglitz-Recession-nowhere-near-an-end?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Moody&apos;s says no bottom in housing until Q3 2010</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d30-Moodys-says-no-bottom-in-housing-until-Q3-2010?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;Despite the obvious problems associated with the homebuyer tax credit, the Federal government will apparently do anything to keep the housing ponzi scheme from collapsing any further.That&apos;s why the program is set to be extended soon to co...
				
				
				</description>
				
				<category>housing</category>
				
				<category>moodys</category>
				
				<category>bottom</category>
				
				<pubDate>Fri, 30 Oct 2009 12:27:57 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d30-Moodys-says-no-bottom-in-housing-until-Q3-2010?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Q3 GDP: The devil is in the details</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d30-Q3-GDP-The-devil-is-in-the-details?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;According to the Bureau of Economic Analysis (BEA), the U.S. economy expanded at a 3.5% pace during the third quarter, delivering some faint hope to the idea the recession may be ending.However, within the report we also learned that without th...
				
				
				</description>
				
				<category>economy gdp</category>
				
				<pubDate>Fri, 30 Oct 2009 12:25:18 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d30-Q3-GDP-The-devil-is-in-the-details?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Roubini sees a dollar reversal</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d27-Roubini-sees-a-dollar-reversal?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				 	 	 Here&apos;s another great interview from Nouriel Roubini. He appeared on CNBC this morning explaining how the dollar carry trade has helped to inflate the markets &amp;mdash;from stocks to commodities&amp;mdash;to bubbly valuations. The famed bearish economi...
				
				
				</description>
				
				<category>dollar</category>
				
				<category>roubini</category>
				
				<pubDate>Tue, 27 Oct 2009 07:44:12 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d27-Roubini-sees-a-dollar-reversal?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Home buyer tax credit gives way to fraud</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d27-Home-buyer-tax-credit-gives-way-to-fraud?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				  &amp;nbsp; If you needed any more proof that the homebuyer tax credit is nothing more than a government boondoggle here it is. Not only is the program off the charts in terms of cost, but like most government plans it has been overrun by fraud. From Bl...
				
				
				</description>
				
				<category>fraud</category>
				
				<category>home buyer tax credit</category>
				
				<pubDate>Tue, 27 Oct 2009 07:40:36 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d27-Home-buyer-tax-credit-gives-way-to-fraud?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>How to catch the bull market in biotech stocks</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d23-How-to-catch-the-bull-market-in-biotech-stocks?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				When it comes to the millions of sites on the internet, I think eBay is one of the coolest. It&apos;s the only place I know of in the world &amp;mdash; physical and cyber &amp;mdash; where you can buy a 1957 Johnny Unitas football card, a Florida vacation home, a...
				
				
				</description>
				
				<category>stock market</category>
				
				<category>biotech stocks</category>
				
				<pubDate>Fri, 23 Oct 2009 14:16:45 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d23-How-to-catch-the-bull-market-in-biotech-stocks?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>The insanity of extending the homebuyer tax credit</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d23-The-insanity-of-extending-the-homebuyer-tax-credit?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				 &amp;nbsp; I&apos;m angry as I sit here poking at the keys. From where I sit, the world has gone mad. You see, I work all day in an office full of 20-somethings. They are a diverse bunch. They&apos;re smart and they work hard. But the one thing they all have in c...
				
				
				</description>
				
				<category>housing</category>
				
				<category>home buyer tax credit</category>
				
				<pubDate>Fri, 23 Oct 2009 14:12:19 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d23-The-insanity-of-extending-the-homebuyer-tax-credit?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>Apple Computer delivers the goods</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d21-Apple-Computer-delivers-the-goods?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;When it comes the digital world, it&apos;s hard to imagine what the tech sector would look like without Apple CEO, Steve Jobs.That&apos;s how good Jobs has been over the course of his career, a rock star CEO if there ever was one.And the cold hard ...
				
				
				</description>
				
				<category>apple computer</category>
				
				<pubDate>Wed, 21 Oct 2009 08:11:28 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d21-Apple-Computer-delivers-the-goods?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			
			
			
			<item>
				<title>How to invest in gold index funds</title>				
				<link>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d21-How-to-invest-in-gold-index-funds?cid=exrss-Baltimore-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;&amp;nbsp;It seems like everywhere I go these days, I&apos;m bombarded with questions about investing in gold index funds. &amp;nbsp;And I can&apos;t say that I&apos;m surprised by it&amp;mdash;not by a long shot.After all, considering all of the bad press the dollar has...
				
				
				</description>
				
				<category>gold</category>
				
				<category>nyse:gdx</category>
				
				<category>gold index funds</category>
				
				<pubDate>Wed, 21 Oct 2009 08:08:40 -0700</pubDate>
				<guid>http://www.examiner.com/x-1528-Baltimore-Personal-Finance-Examiner~y2009m10d21-How-to-invest-in-gold-index-funds?cid=exrss-Baltimore-Personal-Finance-Examiner</guid>
				
			</item>
			
		 	
			</channel></rss>