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			<title>SF Personal Finance Examiner</title>
			<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner?cid=exrss-SF-Personal-Finance-Examiner</link>
			<description></description>
			<language>en-us</language>
			<pubDate>Mon, 23 Nov 2009 02:01:17 -0700</pubDate>
			<lastBuildDate>Tue, 13 Jan 2009 20:03:39 -0700</lastBuildDate>
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				<title>Home loan modification - online support resources</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d13-Home-loan-modification--online-support-resources?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;Financial stress can be one of the loneliest battles a person or couple faces.&amp;nbsp; Home loan modification or&amp;nbsp;foreclosure isn&apos;t a topic you&apos;re likely to bring up at&amp;nbsp;work or&amp;nbsp;during social outings.&amp;nbsp;&amp;nbsp;The&amp;nbsp;feeling of s...
				
				
				</description>
				
				<category>personal finance</category>
				
				<category>home loan</category>
				
				<category>mortgage</category>
				
				<pubDate>Tue, 13 Jan 2009 20:03:39 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d13-Home-loan-modification--online-support-resources?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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			<item>
				<title>Home loan modification - do you qualify?</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d12-Home-loan-modification--do-you-qualify?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;Thousands of homeowners across the country have received help modifying the terms of their mortgage in order to avoid foreclosure or short sale.&amp;nbsp;&amp;nbsp;Loan modification&amp;nbsp;may be&amp;nbsp;an option&amp;nbsp;if you are unable to refinance and hol...
				
				
				</description>
				
				<category>personal finance</category>
				
				<category>home loan</category>
				
				<category>mortgage</category>
				
				<pubDate>Mon, 12 Jan 2009 19:14:22 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d12-Home-loan-modification--do-you-qualify?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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			<item>
				<title>How to request home loan modification</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d9-How-to-request-home-loan-modification?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;The process of home loan modification can be daunting.&amp;nbsp; While each homeowner&apos;s financial situation is different,&amp;nbsp;below are guideline&amp;nbsp;on how to request a loan modification.&amp;nbsp;&amp;nbsp;Contact your lenderSpecifically, ask to speak ...
				
				
				</description>
				
				<category>budget</category>
				
				<category>personal finance</category>
				
				<category>home loan</category>
				
				<category>mortgage</category>
				
				<pubDate>Fri, 09 Jan 2009 08:43:27 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d9-How-to-request-home-loan-modification?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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			<item>
				<title>Home loan modification defined</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d8-Home-loan-modification-information?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;In this down economy, many homeowners&amp;nbsp;are finding it difficult to make ends meet.&amp;nbsp; Whether the&amp;nbsp;mortgage reset forcing higher payments, job loss, salary cuts or a combination of&amp;nbsp;financial stressors, homeowners are looking to ...
				
				
				</description>
				
				<category>personal finance</category>
				
				<category>home loan</category>
				
				<category>mortgage</category>
				
				<pubDate>Thu, 08 Jan 2009 08:44:14 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d8-Home-loan-modification-information?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Free online personal budget tracking sites</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d1-Free-online-personal-budget-tracking-sites?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				Make 2009 the year to track what you spend and how you spend it.&amp;nbsp;&amp;nbsp;Maybe you already do, maybe you&apos;ve become a bit careless and rounded here and there.&amp;nbsp; Today is the day to start tracking every penny you spend to help put yourself on co...
				
				
				</description>
				
				<category>budget</category>
				
				<category>personal finance</category>
				
				<pubDate>Thu, 01 Jan 2009 12:52:45 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2009m1d1-Free-online-personal-budget-tracking-sites?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Dec 31 deadline for year-end tax planning</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d31-Dec-31-deadline-for-yearend-tax-planning?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;Today is the last day to take score some points on your 2008 taxes.&amp;nbsp; Here are a few quick areas to make sure you are making the most out of your 2008 tax return:Check retirement contributions Today is the last day for many plans to make a ...
				
				
				</description>
				
				<category>personal finance</category>
				
				<category>taxes</category>
				
				<pubDate>Wed, 31 Dec 2008 08:12:44 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d31-Dec-31-deadline-for-yearend-tax-planning?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>2009 Personal finance resolutions</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d30-2009-Personal-finance-resolutions?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;With every new year we set resolutions.&amp;nbsp;&amp;nbsp;Losing the weight of debt on your shoulders, trimming the fat from the budget and toning up assets should&amp;nbsp;rank at the&amp;nbsp;top of lists&amp;nbsp;for 2009. If you are looking to give your finan...
				
				
				</description>
				
				<category>budget</category>
				
				<category>personal finance</category>
				
				<pubDate>Tue, 30 Dec 2008 21:06:32 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d30-2009-Personal-finance-resolutions?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>How to save money on haircuts</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d15-How-to-save-money-on-haircuts?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				Trimming, pardon the pun, all areas of the household budget seems needed these days and haircuts are no exception.&amp;nbsp; Some experts categorize haircuts as discretionary spending but for most of us, it&apos;s a necessity.No matter where you fall&amp;nbsp;alo...
				
				
				</description>
				
				<pubDate>Mon, 15 Dec 2008 18:47:24 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d15-How-to-save-money-on-haircuts?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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			<item>
				<title>How to save on your cell phone bill</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d13-Save-on-your-cell-phone-bill?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;Cell phone plans are difficult to navigate and your provider certainly&amp;nbsp;doesn&apos;t call you with specials&amp;nbsp;or ways to save when they offer sales.&amp;nbsp;There are hundreds of cell phone plans on the market.&amp;nbsp; Factor in the different add-...
				
				
				</description>
				
				<category>budget</category>
				
				<pubDate>Sat, 13 Dec 2008 07:39:28 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d13-Save-on-your-cell-phone-bill?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Christmas shopping on a budget</title>				
				<link>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d12-Christmas-shopping-on-a-budget?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				Traditionally we think of Christmas as a mad-dash&amp;nbsp;of shopping with&amp;nbsp;sprinkles of joy in finding just the right gift for&amp;nbsp;each person on your list.&amp;nbsp; This year the feeling is quite a bit different.&amp;nbsp; It&apos;s the dread and drear of&amp;nb...
				
				
				</description>
				
				<category>christmas shopping</category>
				
				<category>budget</category>
				
				<category>personal finance</category>
				
				<pubDate>Fri, 12 Dec 2008 14:09:53 -0700</pubDate>
				<guid>http://www.examiner.com/x-2025-SF-Personal-Finance-Examiner~y2008m12d12-Christmas-shopping-on-a-budget?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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