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			<title>SF Personal Finance Examiner</title>
			<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner?cid=exrss-SF-Personal-Finance-Examiner</link>
			<description></description>
			<language>en-us</language>
			<pubDate>Mon, 23 Nov 2009 07:18:24 -0700</pubDate>
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				<title>Give the gift of a gift card - but carefully</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d21-Give-the-gift-of-a-gift-card--but-carefully?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	You can&amp;#39;t come up with the right gift idea - so you decide to show you care by giving a gift card instead. Think again. You might be giving the receiver a handful of trouble, in the form of inactivity fees, dormancy fees and service fees - a h...
				
				
				</description>
				
				<category>holiday</category>
				
				<category>fees</category>
				
				<category>personal finance</category>
				
				<pubDate>Sat, 21 Nov 2009 09:52:01 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d21-Give-the-gift-of-a-gift-card--but-carefully?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Don&apos;t move to Canada yet - we might just get our own (CFPA, that is)</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d14-Dont-move-to-Canada-just-yet--we-might-get-our-own-the-CFPA-that-is?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	There&amp;#39;s more fuel for my friends who talk endlessly about getting citizenship and moving to Canada for better healthcare. The Financial Consumer Agency of Canada.

	Recently, I had the opportunity to discuss the proposal of a similar consume...
				
				
				</description>
				
				<category>credit</category>
				
				<category>lending</category>
				
				<category>financial literacy</category>
				
				<category>recession</category>
				
				<category>money management</category>
				
				<category>economy</category>
				
				<category>fed</category>
				
				<category>debt</category>
				
				<category>fraud</category>
				
				<pubDate>Sat, 14 Nov 2009 09:29:42 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d14-Dont-move-to-Canada-just-yet--we-might-get-our-own-the-CFPA-that-is?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>This year, give the holiday e-card with a difference</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d14-Give-the-holiday-ecard-with-a-difference?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	Gift-giving this year just got easier, greener and more satisfying all around. How? You just sent a Giving Note - an e-card that automates the ability to donate to a charity of your recipient&amp;#39;s choice. 
	
	The process is simple: Log on to gi...
				
				
				</description>
				
				<category>networking</category>
				
				<category>community</category>
				
				<category>lifestyle</category>
				
				<category>value</category>
				
				<category>philanthropy</category>
				
				<category>charitable contibution</category>
				
				<category>saving</category>
				
				<category>Christmas Club</category>
				
				<pubDate>Sat, 14 Nov 2009 07:37:27 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d14-Give-the-holiday-ecard-with-a-difference?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Addison Avenue CU connects with ALL members at recent Tweetup</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d8-Addison-Avenue-CU-connects-with-ALL-members-at-recent-Tweetup?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	Tweetup and Meetup
	Addison Avenue Federal Credit Union, a $2.4 billion credit union based in Palo Alto, recently hosted a TweetUp for members - for which they are getting some very good press, as they work to reach out to both online and offline...
				
				
				</description>
				
				<category>credit</category>
				
				<category>borrowing</category>
				
				<category>debt</category>
				
				<category>banking</category>
				
				<category>credit union</category>
				
				<pubDate>Sun, 08 Nov 2009 10:56:03 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d8-Addison-Avenue-CU-connects-with-ALL-members-at-recent-Tweetup?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>A San Francisco honeymoon for a few thousand and a lot of memories</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d8-A-San-Francisco-honeymoon-for-a-few-thousand-and-a-lot-of-memories?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	For a touching post on a simple but wonderful San Francisco honeymoon (total cost $2567 including airfare and hotel for a week), see Forest on Finance&amp;#39;s The Cost of a Honeymoon. 
	
	A quick rundown of the week&amp;#39;s costs and the sights:
	...
				
				
				</description>
				
				<category>budgeting</category>
				
				<category>money management</category>
				
				<category>frugal</category>
				
				<category>food</category>
				
				<category>value</category>
				
				<category>saving</category>
				
				<category>deal</category>
				
				<category>holiday</category>
				
				<pubDate>Sun, 08 Nov 2009 08:58:59 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d8-A-San-Francisco-honeymoon-for-a-few-thousand-and-a-lot-of-memories?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Strategies for stress-free holiday giving from local financial planner</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d1-Strategies-for-StressFree-Holiday-Giving-from-local-financial-planner?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	The Christmas decorations are up in the stores and it&amp;#39;s just Halloween, never mind that it&amp;#39;s not Thanksgiving yet.
	
	If holiday stress gets to you, especially the financial kind, consider the following free conference call led by local ...
				
				
				</description>
				
				<category>psychology</category>
				
				<category>investing</category>
				
				<category>money management</category>
				
				<category>finances</category>
				
				<category>holiday</category>
				
				<pubDate>Sun, 01 Nov 2009 19:18:22 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d1-Strategies-for-StressFree-Holiday-Giving-from-local-financial-planner?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>What to Read Now (Part 2): Getting good PF reads on the cheap</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d1-What-to-Read-Now-Part-2-Getting-good-PF-reads-on-the-cheap?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	Recently I posted my own PF reading list. Now for the cheap part. 
	
	J.D. Roth over at Get Rich Slowly, encourages you to get them free from your public library or for cheap from garage sales and thrift stores (I highly agree - I had to add thr...
				
				
				</description>
				
				<category>borrowing</category>
				
				<category>money management</category>
				
				<category>value</category>
				
				<category>books</category>
				
				<category>saving</category>
				
				<pubDate>Sun, 01 Nov 2009 17:45:41 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d1-What-to-Read-Now-Part-2-Getting-good-PF-reads-on-the-cheap?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Post Halloween/World Savings Day Weird and Wacky Savings Tips</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d1-Post-HalloweenWorld-Savings-Day-Weird-and-Wacky-Savings-Tips?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	In all the excitement and drama of Halloween, the fact that yesterday, Oct. 31, was also World Savings Day, was completely missed in my household (and I am guessing, in yours as well). In honor of this august day, which no one except me seems to k...
				
				
				</description>
				
				<category>free</category>
				
				<category>money management</category>
				
				<category>frugal</category>
				
				<category>value</category>
				
				<category>saving</category>
				
				<pubDate>Sun, 01 Nov 2009 17:21:43 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m11d1-Post-HalloweenWorld-Savings-Day-Weird-and-Wacky-Savings-Tips?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Personal Finance: What to Read Now (Part 1)</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d27-Personal-Finance-What-to-Read-Now-Part-1?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	This past June, Newsweek magazine published their list of the top 50 books of our times. Some were household names, others were classics, and some were just plain PC (political contacts). This controversial list even spawned a &amp;quot;Julie and Juli...
				
				
				</description>
				
				<category>money</category>
				
				<category>psychology</category>
				
				<category>investing</category>
				
				<category>tools</category>
				
				<category>money management</category>
				
				<category>trading</category>
				
				<category>books</category>
				
				<category>saving</category>
				
				<category>William O&apos;Neill</category>
				
				<category>Warren Buffett</category>
				
				<pubDate>Tue, 27 Oct 2009 12:35:22 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d27-Personal-Finance-What-to-Read-Now-Part-1?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>PaperbackSwap.com: 4 million and growing</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d25-PaperbackSwapcom-4-Mil-and-Growing?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	A Facebook friend of mine recently revealed her true passion to me: she loves the classy look of fine black print on a page, the smell of a new book, the feel of the creased spine in her hand. The Kindle leaves her cold (it does just as little for...
				
				
				</description>
				
				<category>borrowing</category>
				
				<category>frugal</category>
				
				<category>value</category>
				
				<category>books</category>
				
				<category>saving</category>
				
				<category>deal</category>
				
				<category>barter</category>
				
				<category>swap</category>
				
				<category>trade</category>
				
				<pubDate>Sun, 25 Oct 2009 21:15:54 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d25-PaperbackSwapcom-4-Mil-and-Growing?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>FOB Corner: Retirement Savior reveals strategy, but not real name</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d24-FOB-Corner-Retirement-Savior-reveals-strategy-but-not-real-name?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	The finance blog world has seen a virtual explosion of original thought and great writing to go with it in the last few years. As often as I can, I take the time to highlight one great finance blogger here in my column (hence my moniker &amp;quot;FOB&amp;...
				
				
				</description>
				
				<category>investing</category>
				
				<category>money management</category>
				
				<category>trading</category>
				
				<category>technical analysis</category>
				
				<category>William O&apos;Neill</category>
				
				<pubDate>Sat, 24 Oct 2009 20:36:29 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d24-FOB-Corner-Retirement-Savior-reveals-strategy-but-not-real-name?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Direct-mail group Term Life for the over-50 set - dig deeper</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d24-Directmail-group-Term-Life-for-the-over50-set--dig-deeper?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	As part of my CFP(r) designation education at UCLA, we are studying Insurance on the Person - life, medical and disability, in other words. I am paying more attention to this kind of insurance than ever before - three otherwise healthy breadwinner...
				
				
				</description>
				
				<category>unemployment</category>
				
				<category>recession</category>
				
				<category>money management</category>
				
				<category>value</category>
				
				<category>deal</category>
				
				<category>life insurance</category>
				
				<category>group term</category>
				
				<pubDate>Sat, 24 Oct 2009 12:19:23 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d24-Directmail-group-Term-Life-for-the-over50-set--dig-deeper?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Preying on the ranks of the unemployed</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d20-Preying-on-the-ranks-of-the-unemployed?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	Recently I heard a story that really raised my hackles.
	
	A friend of a friend was recently laid off. Like most newly unemployed, she was urged by her ex-employer to &amp;quot;go online to get benefits.&amp;quot; The Internet being what it is, she did ...
				
				
				</description>
				
				<category>unemployment</category>
				
				<category>schemes</category>
				
				<category>Internet scam</category>
				
				<pubDate>Tue, 20 Oct 2009 17:13:37 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d20-Preying-on-the-ranks-of-the-unemployed?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>A little here, a little there - make it count in time for Christmas</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d20-A-little-here-a-little-there--make-it-count-in-time-for-Christmas?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	Make your list, check it twice and make a little coin
	Yes, Virginia, the Christmas Club is back in the form of a little red plastic card that looks like a credit card - but it&amp;#39;s definitely not. The no-fee Sears Christmas Club Card allows you...
				
				
				</description>
				
				<category>budgeting</category>
				
				<category>money management</category>
				
				<category>debt</category>
				
				<category>debt elimination</category>
				
				<category>lifestyle</category>
				
				<category>saving</category>
				
				<category>deal</category>
				
				<category>Christmas Club</category>
				
				<pubDate>Tue, 20 Oct 2009 13:55:21 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d20-A-little-here-a-little-there--make-it-count-in-time-for-Christmas?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Fixing America&apos;s Financial Literacy Crisis - coming up at SF Commonwealth next Tuesday</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d20-Fixing-Americas-Financial-Literacy-Crisis--coming-up-at-SF-Commonwealth-next-Tuesday?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	Mark your calendars for this free personal finance event next week (Tues 10/27) at the SF Commonwealth Club. It should be a stimulating and interesting event - if you agree or you don&amp;#39;t agree. There are many opinions about the financial litera...
				
				
				</description>
				
				<category>money</category>
				
				<category>investing</category>
				
				<category>financial literacy</category>
				
				<category>money management</category>
				
				<category>financial recovery</category>
				
				<category>lifestyle</category>
				
				<category>saving</category>
				
				<pubDate>Tue, 20 Oct 2009 12:42:41 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d20-Fixing-Americas-Financial-Literacy-Crisis--coming-up-at-SF-Commonwealth-next-Tuesday?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Are you a Deal Pro?</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d17-Are-you-a-Deal-Pro?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				
	Calling all Frugalistas, Recessionistas, Dealistas, and Couponistas... Savings.com is looking for 30 DealPros to be honored at their inaugural Save Up event in San Francisco on November 5th, all-expenses paid, which of course is just a fancy way o...
				
				
				</description>
				
				<category>budgeting</category>
				
				<category>recession</category>
				
				<category>money management</category>
				
				<category>economy</category>
				
				<category>frugal</category>
				
				<category>lifestyle</category>
				
				<category>value</category>
				
				<category>saving</category>
				
				<category>coupon</category>
				
				<category>deal</category>
				
				<pubDate>Sat, 17 Oct 2009 10:01:53 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d17-Are-you-a-Deal-Pro?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>moneyStrands and Savings.com - The new two-for-one coupon hunt</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d10-moneyStrands-and-Savingscom--The-new-twoforone-coupon-hunt?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				The days of hunting and gathering for coupons are officially over. San Francisco-based moneyStrands&amp;trade; recently announced its partnership with Savings.com - a high-profile coupon aggregrator site - making it the first online personal finance mana...
				
				
				</description>
				
				<category>budgeting</category>
				
				<category>money management</category>
				
				<category>economy</category>
				
				<category>debt</category>
				
				<category>lifestyle</category>
				
				<category>food</category>
				
				<category>value</category>
				
				<category>coupon</category>
				
				<pubDate>Sat, 10 Oct 2009 10:10:00 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d10-moneyStrands-and-Savingscom--The-new-twoforone-coupon-hunt?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Recent poll shows singles would rather compromise financially with partner than go it alone</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d3-Recent-poll-shows-singles-would-rather-compromise-financially-with-partner-than-go-it-alone?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				One of the biggest sources of friction within a marriage is often money -- so is it safe to assume that singles&amp;nbsp; appreciate their frictionless state when it comes to finances? If you are &amp;quot;flying solo,&amp;quot; one of the biggest benefits is ha...
				
				
				</description>
				
				<category>money</category>
				
				<category>psychology</category>
				
				<category>budgeting</category>
				
				<category>money management</category>
				
				<category>lifestyle</category>
				
				<category>women</category>
				
				<category>couples</category>
				
				<category>men</category>
				
				<category>finances</category>
				
				<pubDate>Sat, 03 Oct 2009 21:45:14 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m10d3-Recent-poll-shows-singles-would-rather-compromise-financially-with-partner-than-go-it-alone?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Saving money vs. making money - let&apos;s talk about it</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m9d29-Saving-money-vs-making-money--lets-talk-about-it?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				LifeTuner, brought to you by AARP and AICPA, will be having a free one-hour chat via TalkShoe at 10PM EDT (that&apos;s 7PM for us West Coast folks) tomorrow on Saving Money vs. Making MoneyPast chats in the last few months have been on these personal fina...
				
				
				</description>
				
				<category>money</category>
				
				<category>employment</category>
				
				<category>investing</category>
				
				<category>money management</category>
				
				<category>saving</category>
				
				<pubDate>Tue, 29 Sep 2009 20:08:27 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m9d29-Saving-money-vs-making-money--lets-talk-about-it?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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				<title>Make some serious coin with Zecco FOREX this October</title>				
				<link>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m9d27-Make-some-serious-coin-with-Zecco-FOREX-this-October?cid=exrss-SF-Personal-Finance-Examiner</link>
				<description>
				
				
				&amp;nbsp;It&apos;s hard to explain why I love the E*TRADE mobile commercials with the wise-cracking sophisticated baby trader who makes &amp;quot;serious coin&amp;quot; and hires scary clowns with his investment winnings.If you want to start making some serious coin...
				
				
				</description>
				
				<category>money</category>
				
				<category>investing</category>
				
				<category>tools</category>
				
				<category>trading</category>
				
				<category>forex</category>
				
				<category>foreign currency</category>
				
				<pubDate>Sun, 27 Sep 2009 12:26:00 -0700</pubDate>
				<guid>http://www.examiner.com/x-4836-SF-Personal-Finance-Examiner~y2009m9d27-Make-some-serious-coin-with-Zecco-FOREX-this-October?cid=exrss-SF-Personal-Finance-Examiner</guid>
				
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