http://www.examiner.com/x-648-Baltimore-Financial-Examiner?cid=exrss-Baltimore-Financial-Examiner en-us Sun, 22 Nov 2009 20:51:21 -0700 Wed, 11 Nov 2009 08:47:00 -0700 BlogCFC http://blogs.law.harvard.edu/tech/rss http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d11-A-good-sign-for-the-Maryland-economy-Microsoft-adding-jobs?cid=exrss-Baltimore-Financial-Examiner One more sign the Maryland economy is in the sweet spot for future job growth.  The leading industries for jobs in the next 10 years may be government, healthcare, education, and technology.  Just stop and look around the Maryland l... Maryland Economy Wed, 11 Nov 2009 08:47:00 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d11-A-good-sign-for-the-Maryland-economy-Microsoft-adding-jobs?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d9-Market-week-SP-500-up-320-unemployment-reaches-10?cid=exrss-Baltimore-Financial-Examiner  Funny thing, the stock market; you would think on a day when the nation's unemployment rate crossed the 10% threshold the stock market might react negatively.  On the contrary.  Friday marked the first time since Lech Walesa won the N... Personal Finance Stock Market News market Mon, 09 Nov 2009 13:23:25 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d9-Market-week-SP-500-up-320-unemployment-reaches-10?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d3-Thinking-of-cashing-out-your-401k?cid=exrss-Baltimore-Financial-Examiner A new study released by Hewitt Associates says that 46% of workers that lost their job last year cashed out of their 401k.  That's a clear sign of uneducated investors.  Understandably there are hardships that require drastic measures, but ... Personal Finance Retirement Planning Personal Tax Planning 401k Tue, 03 Nov 2009 09:16:57 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d3-Thinking-of-cashing-out-your-401k?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d2-Black--Decker-and-Stanley-Works-to-merge--local-impact?cid=exrss-Baltimore-Financial-Examiner Black and Decker and Stanley works agree to merge in a transaction valued at $4.5 billion.  Black & Decker shareholders will receive a fixed ratio of 1.275 shares of Stanley common stock for each share of Black & Decker common stock they... Stock Market News market Maryland Economy Mon, 02 Nov 2009 14:31:54 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d2-Black--Decker-and-Stanley-Works-to-merge--local-impact?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d2-Market-week-SP-500-down-402-a-nightmare-before-Halloween?cid=exrss-Baltimore-Financial-Examiner  There's pressure at the top and the S&P 500 is struggling to move higher after a good year of gains.  Last week saw the S&P 500 and other major market indexes sell off in the wake of lackluster consumer spending numbers.  The ... Stock Market News market Mon, 02 Nov 2009 10:45:33 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m11d2-Market-week-SP-500-down-402-a-nightmare-before-Halloween?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m10d29-College-board-releases-new-college-cost-numbers-and-trends?cid=exrss-Baltimore-Financial-Examiner  Every October the College Board releases its college cost trend survey comprised of 3,500 colleges across America.  This year's take-away... the average cost is going up, again!  Who knew?  Is that a bubble I hear about to b... Personal Finance Education Planning Personal Tax Planning Thu, 29 Oct 2009 10:10:57 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m10d29-College-board-releases-new-college-cost-numbers-and-trends?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m10d23-The-future-of-the-estate-tax-What-you-need-to-know?cid=exrss-Baltimore-Financial-Examiner In 2010 the federal estate tax goes to zero and in 2011, because of sunset provisions in the current law, the estate tax reappears.  Point blank, under current law if you die in 2010 there will be no federal estate tax on your entire estate.&nbs... Personal Finance Personal Tax Planning Estate Tax Fri, 23 Oct 2009 15:41:48 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m10d23-The-future-of-the-estate-tax-What-you-need-to-know?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m10d14-Oh-Baby-DOW-10000-again?cid=exrss-Baltimore-Financial-Examiner  Yes, your ears did not deceive you.  That was a collective sigh of relief by the American, perhaps the World investor.  Dow 10,000 for all intents and purposes is meaningless.  In technical analysis, traders are much more interes... Stock Market News market Wed, 14 Oct 2009 15:09:12 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m10d14-Oh-Baby-DOW-10000-again?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d21-Market-week-SP-500-up-245-one-year-since-Lehman-Brothers-collapsed?cid=exrss-Baltimore-Financial-Examiner  When the Wall Street talking heads prognosticated about the stock market outlook for September, they almost all discussed the fact that September is historically the worst month for stock prices.  Pointing to the only month on the cal... Stock Market News market Mon, 21 Sep 2009 11:44:45 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d21-Market-week-SP-500-up-245-one-year-since-Lehman-Brothers-collapsed?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d15-Buy-US-Savings-Bonds-with-your-tax-refund?cid=exrss-Baltimore-Financial-Examiner  Beginning with the 2010 tax filing season, so when you file for your return for the 2009 tax year, you will be able to use your tax refund to buy US Savings Bonds, simply by checking a box on your tax return.This is a new streamlined program sp... Personal Finance Retirement Planning Personal Tax Planning Tax Preparation Tue, 15 Sep 2009 14:28:17 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d15-Buy-US-Savings-Bonds-with-your-tax-refund?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d8-Market-week-SP-500-down-122-September-historically-worst-month-for-stocks?cid=exrss-Baltimore-Financial-Examiner  Despite the feeling that October is the worst month for stocks September holds the title.  Since 1950 the average annual return for the S&P 500 in the month of September is -0.85%.  The greater historical data is even worse w... Personal Finance Stock Market News Tue, 08 Sep 2009 08:32:26 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d8-Market-week-SP-500-down-122-September-historically-worst-month-for-stocks?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d3-Planning-for-Social-Security-101-what-every-baby-boomer-should-know?cid=exrss-Baltimore-Financial-Examiner  The baby boom generation is retiring at an ever increasing pace and the questions I'm fielding the most these days concern when you should start receiving your social security retirement benefits.  There is a method to this madness and pla... Personal Finance Retirement Planning Thu, 03 Sep 2009 12:52:25 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m9d3-Planning-for-Social-Security-101-what-every-baby-boomer-should-know?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d28-Bradford-Bank-is-82nd-bank-in-2009-seized-by-the-FDIC-MT-to-the-rescue?cid=exrss-Baltimore-Financial-Examiner Bradford Bank officially became the 82nd bank in 2009 to be seized or taken over by the Federal Deposit Insurance Corporation (FDIC) and M&T Bank has agreed to assume Bradford's deposits.  It's survival of the fittest and the weak banks are ... Maryland Economy Fri, 28 Aug 2009 21:12:06 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d28-Bradford-Bank-is-82nd-bank-in-2009-seized-by-the-FDIC-MT-to-the-rescue?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d24-Market-week-NASDAQ-crosses-the-2000-mark-up-28-year-to-date?cid=exrss-Baltimore-Financial-Examiner  A "melt-up" in US stock markets continued last week after a sharp sell-off on Monday that was related to a big decline in the Chinese stock market.  What a great reminder that we are no longer a single economic engine of growth&n... Stock Market News market Mon, 24 Aug 2009 12:42:52 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d24-Market-week-NASDAQ-crosses-the-2000-mark-up-28-year-to-date?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d20-The-top-seven-tips-to-starting-a-business?cid=exrss-Baltimore-Financial-Examiner  You've probably already figured out by now that I'm a huge fan of the summertime tax tips published by the IRS.  Don't cringe and don't stop reading...the IRS has some great tips and tremendous resources to remind and help all of us succee... Tax Tips Small Biz Thu, 20 Aug 2009 21:15:04 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d20-The-top-seven-tips-to-starting-a-business?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d19-Roth-2010-conversion-rules?cid=exrss-Baltimore-Financial-Examiner  The rules are changing in 2010 for converting your traditional or rollover IRA to a Roth IRA.  Sit down with your financial advisor today and plan for this fantastic planning opportunity.Roth conversions are receiving a lot of attention an... Personal Finance Retirement Planning Personal Tax Planning Tax Tips Wed, 19 Aug 2009 09:33:13 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d19-Roth-2010-conversion-rules?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d13-Cash-for-clunkers-FDIC-insurance-and-more-personal-finance-news?cid=exrss-Baltimore-Financial-Examiner  It's a been a very busy couple of weeks in the personal finance arena so I thought I'd put together a couple of headlines that will interest you.Cash For ClunkersThe very popular cash for clunkers auto program almost came to an end before the P... Personal Finance Retirement Planning Thu, 13 Aug 2009 09:14:37 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d13-Cash-for-clunkers-FDIC-insurance-and-more-personal-finance-news?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d10-Market-week-SP-500-up-another-233-unemployment-rate-declines?cid=exrss-Baltimore-Financial-Examiner  The bottom line for the week was the release of unemployment and jobs data on Friday.  The unemployment rate unexpectedly ticked down for the first time in 17 months.  The nation's unemployment rate stands at 9.4%.  Still, 2... Personal Finance Stock Market News market Mon, 10 Aug 2009 09:19:13 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d10-Market-week-SP-500-up-another-233-unemployment-rate-declines?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d6-Baltimore-area-REITs-spotlighted-by-CNBCs-Jim-Cramer?cid=exrss-Baltimore-Financial-Examiner Two local Baltimore area Real Estate Investment Trusts (REITs) are spotlighted by CNBC's Jim Cramer.  Jim's point is "don't fight the tape" and the momentum in real estate stocks is up indicating no immediate trouble for the commercial... Stock Market News market Thu, 06 Aug 2009 07:11:42 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d6-Baltimore-area-REITs-spotlighted-by-CNBCs-Jim-Cramer?cid=exrss-Baltimore-Financial-Examiner http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d3-Market-week-Up-again-and-a-July-to-remember?cid=exrss-Baltimore-Financial-Examiner  The direction of the stock market was positive during the last week despite easing off the sharp increases of the prior two weeks.  The DOW had its best month since October 2002 and the end of July marked the fifth straight month of gains ... Stock Market News market Mon, 03 Aug 2009 09:39:08 -0700 http://www.examiner.com/x-648-Baltimore-Financial-Examiner~y2009m8d3-Market-week-Up-again-and-a-July-to-remember?cid=exrss-Baltimore-Financial-Examiner