http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner?cid=exrss-LA-Personal-Financial-Planning-Examiner en-us Mon, 23 Nov 2009 13:24:18 -0700 Wed, 22 Jul 2009 14:07:55 -0700 BlogCFC http://blogs.law.harvard.edu/tech/rss http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d22-Estate-planning-101-Powersofattorney-Part-2?cid=exrss-LA-Personal-Financial-Planning-Examiner AP Photo/FileA healthcare catastrophe comes as a thief in the night. One never knows when it will strike. For my beloved family member, a severe stroke crippled him as the car was warming up to take a trip up north while he brushed his teeth—he... Personal Financial Planning Financial Advice Estate Planning Family Planning Legacy Wed, 22 Jul 2009 14:07:55 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d22-Estate-planning-101-Powersofattorney-Part-2?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d22-Estate-planning-101-powersofattorney-Part-1?cid=exrss-LA-Personal-Financial-Planning-Examiner AP PhotoGeorge Will said, “The future has a way of arriving unannounced.” He couldn't be more correct. Unfortunately, there is no “disaster fairy” that says, "In three days you're going to have an accident and be laid up ... Personal Financial Planning Financial Advice Estate Planning Family Planning Legacy Wed, 22 Jul 2009 14:03:11 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d22-Estate-planning-101-powersofattorney-Part-1?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d20-The-value-of-creating-relationships?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo credit: Chance AgrellaThis past Friday I was so fortunate to spend a couple hours with some of my favorite clients. It was a joy to finally have some good news on the portfolio returns to report to them, and needless to say, they were quite rel... Personal Financial Planning Financial Advice Estate Planning Tax Planning Insurance Planning Business Planning Family Planning Debt Management Retirement College Planning Legacy Generation Skipping Employee Benefits Mon, 20 Jul 2009 09:52:08 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d20-The-value-of-creating-relationships?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d17-Insurance-101-Variable-insurancewhat-is-it?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo credit: Joy ZaehringerThe third type of insurance is called variable insurance. Its technical term is “variable universal life” or “VUL” insurance. The difference between variable universal life and straight universal li... Personal Financial Planning Financial Advice Tax Planning Insurance Planning Business Planning Family Planning Legacy Generation Skipping Fri, 17 Jul 2009 07:34:41 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d17-Insurance-101-Variable-insurancewhat-is-it?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d16-Insurance-101-Why-permanent-insurance-could-be-right-for-you?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo Credit: FreeRangeStock-Chance AgrellaNext we'll talk about permanent insurance, the insurance that lasts as long as you do providing you continue to pay the premiums. There are two main types of permanent insurance; the first is whole life insu... Personal Financial Planning Financial Advice Estate Planning Tax Planning Insurance Planning Business Planning Legacy Generation Skipping Employee Benefits Thu, 16 Jul 2009 09:05:37 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d16-Insurance-101-Why-permanent-insurance-could-be-right-for-you?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d15-Insurance-101Is-Term-Insurance-the-right-life-insurance-for-you?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo Credit: FreeRangeStock-Mark SylvesterTerm insurance has been called, “the poor man’s insurance,” however, that isn’t exactly the truth. This type of insurance is the purest form of insurance. What I mean by that is that ... Personal Financial Planning Financial Advice Insurance Planning Family Planning Legacy Wed, 15 Jul 2009 01:11:50 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d15-Insurance-101Is-Term-Insurance-the-right-life-insurance-for-you?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d14-Insurance-101-What-types-of-life-insurance-are-there?cid=exrss-LA-Personal-Financial-Planning-Examiner AP Photo/Rajanish KakadeYou can become very confused when shopping for life insurance if you're not familiar how the types of insurance policies differ from one another. There are three basic types of insurance: permanent insurance, term insurance, a... Personal Financial Planning Financial Advice Estate Planning Tax Planning Insurance Planning Business Planning Family Planning Legacy Generation Skipping Employee Benefits Tue, 14 Jul 2009 17:15:52 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d14-Insurance-101-What-types-of-life-insurance-are-there?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d13-Longterm-care-insurance--why-its-so-important?cid=exrss-LA-Personal-Financial-Planning-Examiner AP Photo/Nader Daoud "One out of every two people will need long-term care at some point in their lifetime. And over 70% of those over 65 will require long-term care,” (http://budurl.com/hfl9). With stats like that and the senior popu... Personal Financial Planning Financial Advice Estate Planning Commentary Insurance Planning Family Planning Legacy Employee Benefits Mon, 13 Jul 2009 14:22:51 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d13-Longterm-care-insurance--why-its-so-important?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d11-Revocable-living-trust-301?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo credit: Jeff ChiuTo carry on the discussion of planning our personal estate using a Revocable Living Trust (RLT), today we'll learn about property agreements and the Last Will and Testament/Pour over Will.California is a community property stat... Personal Financial Planning Estate Planning Tax Planning Family Planning Legacy Generation Skipping Sat, 11 Jul 2009 11:10:36 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d11-Revocable-living-trust-301?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d10-What-is-a-401k--can-I-take-my-money-out-now?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo Credit: Bradley StrongWith our challenging economy, many of you are looking for ways to save more of your income for the future or are in transition when it comes to your employment. More and more of you are leaving jobs and the benefits that c... Personal Financial Planning Financial Advice Tax Planning Family Planning Debt Management Retirement Employment Employee Benefits Fri, 10 Jul 2009 16:57:10 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d10-What-is-a-401k--can-I-take-my-money-out-now?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d7-Revocable-living-trust-201?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo Credit: Jaime BurciagaWhen putting together a revocable living trust for your family, there is more than one document that is required. In yesterday's article we discussed the basic facts of a revocable living trust (RLT). In my earlier article... Personal Financial Planning Estate Planning Family Planning Legacy Generation Skipping Tue, 07 Jul 2009 17:42:35 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d7-Revocable-living-trust-201?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d6-Revocable-living-trust-101?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo Credit: Cindy J. GradyAs I mentioned in my earlier article entitled, "Estate planning celebrity style," (find it here http://budurl.com/3e93), I listed the documents necessary for a basic estate plan. Today's article starts with that ... Estate Planning Family Planning Legacy Generation Skipping Mon, 06 Jul 2009 17:36:49 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d6-Revocable-living-trust-101?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d4-Independence-DayAre-you-experiencing-financial-freedom?cid=exrss-LA-Personal-Financial-Planning-Examiner .AP Photo/Richard DrewHappy July 4th! Today is our nation's independence day, the day we proclaimed ourselves free as a country. I love this day. It's always full of celebration. Whether it be hot dogs and hamburgers or wine and cheese, we always fin... Personal Financial Planning Financial Advice Commentary Debt Management Retirement Sat, 04 Jul 2009 11:23:39 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d4-Independence-DayAre-you-experiencing-financial-freedom?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d3-Estate-planning-celebrity-style?cid=exrss-LA-Personal-Financial-Planning-Examiner AP Photo/Entertainment WeeklyWith the passing of so many celebrities recently, Michael Jackson, Farrah Fawcett, David Carradine, and Karl Malden, there's been much more talk about proper estate planning or the lack of it. How does one take care of th... Estate Planning Entertainment Fri, 03 Jul 2009 10:25:22 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d3-Estate-planning-celebrity-style?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d2-GraduationTaking-life-to-the-next-level?cid=exrss-LA-Personal-Financial-Planning-Examiner AP Photo/Lynne Sladky This past Saturday my cousin called to touch base. As usual, Vicky had 80 people at her house which is great because I get to catch up with everyone, even my uncle, all in one phone call. The grand occasion this time was to... Employment College Planning Graduation Thu, 02 Jul 2009 08:42:57 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d2-GraduationTaking-life-to-the-next-level?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d1-Bernie-Madoff-the-crook-of-the-century?cid=exrss-LA-Personal-Financial-Planning-Examiner AP Photo/Louis LanzanoeI've had some time to think about the sentence Bernie Madoff got for scamming the world, as they say. I was reading the June 30th posting of the Business Exchange, (http://bx.businessweek.com), when a linked article, "Time... Commentary Wed, 01 Jul 2009 08:12:47 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m7d1-Bernie-Madoff-the-crook-of-the-century?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d30-Planning-for-the-black-hole-of-retirement?cid=exrss-LA-Personal-Financial-Planning-Examiner   Copyright (c) FreeRangeStock.comMany folks, especially women, unexpectedly find themselves in a "black hole" while waiting for their eligibility to receive Medicare benefits. The black hole generally takes place between the ages... Personal Financial Planning Commentary Insurance Planning Family Planning Debt Management Retirement Tue, 30 Jun 2009 16:41:26 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d30-Planning-for-the-black-hole-of-retirement?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d19-As-I-said-in-Part-1-of-this-article-for-many-of-us-times-are-hard-and-cash-is-lean-For-some-of-us?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo credit--Freerange Stock Archives As introduced in Parts 1 and 2 of this article series, for many of us, times are hard and cash is lean. For some of us cash may even be nonexistent. Here is the third of three quick and easy ways to create ... Personal Financial Planning Family Planning Debt Management Entertainment Fri, 19 Jun 2009 15:31:52 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d19-As-I-said-in-Part-1-of-this-article-for-many-of-us-times-are-hard-and-cash-is-lean-For-some-of-us?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d19-Three-ways-to-create-cash-in-the-kitchen-now-Part-2?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo credit--Freerange Stock Archives As I said in Part 1 of this article, for many of us, times are hard and cash is lean. For some of us cash may even be nonexistent. Here is the second of three quick and easy ways to create more cash in your... Personal Financial Planning Family Planning Debt Management Entertainment Fri, 19 Jun 2009 15:22:30 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d19-Three-ways-to-create-cash-in-the-kitchen-now-Part-2?cid=exrss-LA-Personal-Financial-Planning-Examiner http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d19-Three-ways-to-create-cash-in-the-kitchen-now-Part-1?cid=exrss-LA-Personal-Financial-Planning-Examiner Photo Credit--Freerange Stock Archives For many of us, times are hard and cash is lean. For some of us cash may even be nonexistent. With a little effort and a wave of the magic kitchen wand (pictured) …lol, you can save cash immediately ... Personal Financial Planning Family Planning Debt Management Entertainment Fri, 19 Jun 2009 15:17:52 -0700 http://www.examiner.com/x-8468-LA-Personal-Financial-Planning-Examiner~y2009m6d19-Three-ways-to-create-cash-in-the-kitchen-now-Part-1?cid=exrss-LA-Personal-Financial-Planning-Examiner